As Christmas 2025 approaches, millions of Americans are preparing last-minute plans, sending holiday packages, and scheduling essential errands. But with different companies following different holiday schedules, many people are wondering: Are banks, post offices, UPS, and FedEx open on Christmas Day or Christmas Eve? Here’s a simple, clear breakdown to help you plan stress-free this festive season.
Are Banks Open on Christmas 2025?
Most major U.S. banks, including Chase, Bank of America, Wells Fargo, and regional institutions will remain closed on Christmas Day 2025, as Christmas is a federal holiday.
Bank Hours Overview
Closed: December 25 (Christmas Day)
Open with limited hours: December 24 (Christmas Eve)
Chase branches may operate on reduced holiday hours; check your local branch hours for the latest timing.
Online and mobile banking remain fully functional.
Customers planning urgent cash withdrawals or transfers should complete them before December 24 to avoid delays.
Most U.S. banks, including Chase, Bank of America, and Wells Fargo, will be closed on Christmas Day. Check your local branch hours Here
Are Post Offices Open for Christmas 2025?
The United States Postal Service (USPS) observes federal holidays, which means:
USPS Schedule
Closed: Christmas Day
Christmas Eve: Many locations close early
No regular mail delivery on December 25
If you need quick access, searching “post office near me” may show locations with modified hours.
Are UPS and FedEx Open on Christmas Eve & Christmas Day?
Holiday shipping is one of the busiest times of the year, and both UPS and FedEx follow strict schedules.
UPS
Closed on Christmas Day
Limited services on Christmas Eve
UPS Express Critical® remains available for urgent shipments
FedEx
Closed on Christmas Day
Christmas Eve: Limited Express and Ground services
FedEx SameDay® services may operate with restrictions
Final Note
On Christmas Day 2025, banks, USPS, UPS, and FedEx will be closed nationwide, with limited services available on Christmas Eve. Planning ahead — especially for cash needs, mail drops, and last-minute shipments — will help ensure a smooth and stress-free holiday season.
For more details, check out our exclusive interview with Zainab Lakhani
