Daniele Bernardi: Empowering the Future of Crypto Asset Management

Daniele Bernardi is a visionary leader in digital asset management with over 25 years of experience in the investment industry. As the CEO of DIAMAN Partners Ltd, an MFSA-authorized asset management company, he spearheads innovative solutions for both traditional and digital assets. Renowned for his expertise in quantitative investing, equities, hedge funds, fintech, and cryptocurrency, Daniele is also a writer, speaker, and entrepreneur dedicated to driving positive change through technology and finance. 

The Illustrious Path

Daniele started his career as a Project Manager at Aprilia Moto Spa, where he was responsible for the chassis and design of the RS250. After seven years, he decided to move into finance and in 1999 started managing customers’ money. It was during the new economy bubble that he learnt the importance of closing investments rather than staying fully invested all the time. He then set up Diaman Srl as a financial advisory company for institutional clients, offering quantitative trend-following methods for entering and exiting the stock market, avoiding the typical emotions of investing.

Expertly Managing Assets

Diaman Partners Ltd. is a forward-thinking asset management company specializing in both UCITS and alternative funds. Regulated by the Malta Financial Services Authority (MFSA), the company combines advanced algorithms with human expertise to deliver effective investment strategies. With over 20 years of experience, Diaman Partners has established itself as a pioneer in the field, leveraging quantitative models, artificial intelligence, and augmented intelligence to optimize investment processes.

The company offers portfolio management services for various alternative investment funds and has recently launched the first-ever UCITS fund that invests in digital assets. This innovative fund provides daily NAV updates and requires a minimum investment of just €1,000, making it accessible to a broader range of investors. Diaman Partners is committed to navigating the complexities of digital assets while ensuring profitability and risk management through professional oversight.

Navigating Challenges to Innovation

2016 was a defining year for Diaman. With most of the Italian banks the company advised facing severe credit issues, Daniele and the team found themselves losing 80% of their revenues in just 12 months. It was a tough and humbling period, but it pushed them to adapt and innovate. 

Recognizing the potential of crypto assets, Daniele took a bold step and established an investment management firm in Malta, focusing on portfolio management for professional and retail clients.

Fast forward to 2020, Diaman launched the first Maltese AIF dedicated to crypto assets. Daniele and his team’s perseverance paid off when, in 2021, they caught the attention of the Azimut Group. They entrusted Diaman Partners to manage their Luxembourg Raif investing in crypto assets, thanks to its stellar performance. 

By 2023, Diaman Partners broke new ground again with the launch of Europe’s first retail fund investing in crypto assets. Today, they’re proud to be one of the leading management companies actively driving crypto investment funds in Europe. 

“What began as a rocky phase transformed into a journey of growth and innovation, all fueled by determination and a willingness to embrace the future,” shares Daniele.

Achieving Milestones

Reflecting on Diaman’s journey, Daniele is incredibly proud of the milestones they’ve achieved over the years. In 2002, they laid the foundation as the first quantitative advisory firm in Italy, pioneering a data-driven approach to investment strategies. By 2013, Diaman broke new ground again, becoming the first SCF (advisory firm) regulated by Consob in Italy, a testament to the team’s commitment to transparency and professionalism.

In 2020, they embraced the future by launching the first Alternative Investment Fund (AIF) in Malta dedicated to crypto assets, marking a bold step into the digital frontier. And in 2023, they reached another significant milestone with the introduction of the first UCITS fund in Europe investing in crypto-related products like ETCs. These achievements reflect Daniele and his team’s relentless drive to innovate and adapt, always staying ahead in a rapidly evolving financial landscape.

Driving Innovation and Risk Management in Digital Assets

The digital assets industry is a dynamic and ever-evolving landscape, presenting both challenges and opportunities. At Diaman Partners, Daniele and his team thrive on curiosity and innovation, which are the cornerstones of their approach to staying ahead. Every week, they dedicate time for knowledge-sharing sessions where team members present their insights, ensuring that we remain at the forefront of industry developments.

One of the most significant challenges we face is ensuring the safe custody of digital assets. Over the years, we have built a wealth of expertise in this area, enabling us to navigate these risks effectively. We are eager to share this knowledge with those interested in collaborating with us to establish funds that prioritize security and innovation.

Our research team, with over two decades of experience, has mastered the art of balancing risk management, innovation, and drawdown reduction. While it may seem counterintuitive, these three elements can indeed grow together harmoniously. By leveraging advanced mathematical models and quantitative strategies, we simplify decision-making processes for investors, ensuring both growth and security.

At Diaman Partners, we believe that staying ahead in this fast-paced industry requires a blend of continuous learning, collaboration, and a commitment to innovation. This philosophy drives us to not only adapt to change but to lead it.”

Augmented Intelligence: Merging Human Expertise with AI Precision

At Diaman Partners, Augmented Intelligence represents the seamless integration of artificial intelligence with human expertise to enhance decision-making and efficiency. While AI plays a pivotal role in streamlining processes and advancing research, its true potential is unlocked when combined with the nuanced understanding and experience of professionals. 

In the financial markets, where theoretical models often falter in real-world scenarios, this synergy ensures robust and reliable outcomes. By leveraging Augmented Intelligence, Diaman Partners continues to pioneer innovative solutions that balance technological precision with human insight, setting a benchmark in the industry.

Transparency: The Cornerstone of Ethical Excellence

At Diaman Partners, transparency is not just a principle; it is a foundational value that has guided the company since its inception. Embedded within the broader framework of ETHICS—Excellence, Transparency, Honesty, Innovation, Collaboration, and Sharing—transparency shapes every aspect of our operations and client relationships. 

By fostering open communication and trust, Diaman’s team ensures that their clients and partners have a clear understanding of their processes, decisions, and goals. This unwavering commitment to transparency reflects their dedication to ethical excellence and strengthens the bonds of collaboration and trust with those we serve.

Blockchain: Redefining Finance and Beyond

Blockchain technology, believes Daniele, combined with cryptography and the internet, is set to revolutionize the way investments and money are managed and safeguarded. Diaman Partners recognizes that this transformation extends far beyond the financial sector. 

Blockchain’s decentralized and transparent nature is poised to disrupt traditional business models across industries, paving the way for innovative solutions and efficiencies. As pioneers in digital asset management, Diaman is committed to leveraging this groundbreaking technology to shape the future of finance while embracing its potential to redefine global business landscapes.

Vision for the Future

Diaman Partners envisions becoming a leading force in crypto asset management across Europe within the next five years. This ambition is supported by their recent authorization as an AIF Manager and the establishment of an innovative umbrella alternative fund structure. Known as Open AIF, this Sicav NAIF fund is domiciled in Malta and is designed to assist individuals and organizations in launching crypto hedge funds, even if they lack the necessary expertise or technology. By combining cutting-edge solutions with a commitment to empowering others, Diaman Partners is poised to redefine the landscape of digital asset management and drive transformative growth in the industry.

Daniele concludes our interaction with the following advice for investors who are new to the digital assets space, “Invest using a DCA (Dollar-Cost Averaging) strategy, which involves allocating a small amount of money every month, allows you to better manage volatility and capitalize on its advantages.”

Quote: To achieve success, you must first help those around you succeed.

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How to Achieve Startup Growth in 10 Simple Steps

In the world of today, startup growth requires both art and science. Digoice Media understands the details that produce actual, measurable results. Below, we provide the ultimate strategy to generating exponential startup development in ten strategic, easy-to-implement actions.

1. Define a Clear, Scalable Business Model

The foundation of every successful startup is a well-defined business model. Without a structured plan for how to generate revenue, reach customers, and scale, growth remains elusive. We recommend creating a lean canvas that outlines your value propositions, customer segments, revenue streams, and cost structures. A scalable model ensures that increased demand doesn’t strain resources but fuels expansion.

2. Focus Intensely on Product-Market Fit

Product-market fit is the cornerstone of startup longevity. It occurs when your product satisfies a strong market demand. To achieve it, listen to early customer feedback meticulously. Conduct surveys, run beta tests, and iterate relentlessly. The tighter the fit between your offering and market needs, the faster and more sustainably you can grow.

3. Assemble a High-Performing Team

People build businesses. A dynamic, motivated, and skilled team can be the difference between mediocrity and success. Prioritize hiring individuals who align with your mission and demonstrate adaptability, creativity, and resilience. Strong leadership fosters a culture of ownership and excellence that directly contributes to startup growth.

4. Create a Data-Driven Growth Strategy

Without measurable goals and KPIs, growth efforts lack direction. We advocate for implementing analytics tools from the start. Track metrics like customer acquisition cost (CAC), lifetime value (LTV), churn rates, and conversion rates. Data-driven decisions minimize risks and identify opportunities for optimization and scale.

5. Implement Agile Marketing Tactics

Traditional marketing methods are too slow for startups. Instead, leverage agile marketing strategies. Experiment with different channels—content marketing, paid ads, social media, partnerships—and double down on what works. Focus on inbound marketing by creating valuable, SEO-optimized content that attracts organic traffic and nurtures leads through the sales funnel.

6. Prioritize Customer Success and Retention

Customer acquisition is expensive; retention is cost-effective and equally crucial. Build a customer success program that ensures your users achieve their desired outcomes with your product. Implement loyalty programs, deliver proactive support, and seek regular feedback to strengthen relationships and turn customers into brand advocates.

7. Embrace Scalable Technology and Automation

Leverage technology to automate repetitive tasks and enhance efficiency. CRM platforms, email marketing tools, accounting software, and project management systems can free your team to focus on high-impact activities. Scalability in your tech stack ensures that your infrastructure grows seamlessly with your business demands.

8. Secure Smart Funding

Funding fuels growth, but it must be aligned with your business objectives. Bootstrap when possible to maintain control, but when external funding is needed, seek investors who offer more than just capital. Strategic investors bring networks, expertise, and mentorship that can accelerate growth far beyond monetary contributions.

9. Expand Through Strategic Partnerships

Collaboration can open doors faster than solo efforts. Form alliances with complementary businesses that can introduce you to new customer segments. Joint ventures, co-branded campaigns, affiliate partnerships, and distribution deals can all multiply your reach with minimal additional effort.

10. Foster a Culture of Continuous Innovation

Complacency is a startup killer. Cultivate an environment where experimentation, learning, and innovation are valued. Encourage your team to test new ideas, explore emerging technologies, and stay ahead of industry trends. Constant innovation ensures your startup remains relevant and competitive, fueling sustained growth.

Your Roadmap to Explosive Startup Growth

Startup success is no accident. It is the result of intentional strategy, relentless execution, and an unyielding focus on excellence. By applying these ten powerful steps—building a scalable business model, mastering product-market fit, nurturing a stellar team, harnessing data, implementing agile marketing, focusing on customer success, automating processes, securing smart funding, forging strategic partnerships, and fostering innovation—you set the stage for unstoppable growth.

The journey requires patience, resilience, and smart planning, but the rewards are extraordinary for those who persevere.

Top 9 Work From Home Opportunities for 2025

Working from home is not just a trend in modern world; it has become an integral element of how people work. Many occupations can now be done from anywhere thanks to advances in technology and the desire for greater autonomy and improved work-life balance.

As we move into 2025, there are even more chances to earn good money and grow your career while working from home.

But which work-from-home jobs are the best in 2025?

In this article, CIO Times Magazine shares the Top 9 Work From Home Opportunities that offer great pay, flexibility, and career growth.

1. Freelance Writing and Content Creation

The demand for high-quality content continues to skyrocket. Businesses, blogs, and media outlets are constantly seeking skilled writers who can create engaging and SEO-optimized articles, social media posts, and newsletters. Platforms like Upwork, Freelancer, and Fiverr offer countless projects for freelance writers, while independent gigs promise even higher pay rates. Specializing in niches like finance, technology, or health can elevate earnings dramatically.

2. Virtual Assistant Services

Virtual Assistants (VAs) have become indispensable for entrepreneurs, executives, and even busy families. Services often include managing emails, scheduling appointments, conducting research, and even social media management. With minimal startup costs and flexible working hours, becoming a VA is one of the most accessible Work From Home Opportunities in 2025. Advanced skills in project management or customer relations can command premium rates.

3. Online Tutoring and E-Learning Development

The global e-learning market is forecasted to reach record highs by 2025. Online tutoring, particularly in specialized subjects like mathematics, science, and languages, offers a high-income potential. Likewise, instructional designers and course creators who can develop engaging online curriculum materials are in demand. Websites like VIPKid, Outschool, and Teachable provide a platform to monetize teaching skills effectively.

4. Remote Software Development and IT Services

As technology becomes more integrated into everyday life, the need for skilled IT professionals working remotely is greater than ever. Software developers, cybersecurity experts, and systems analysts are among the top-earning professionals in the Work From Home Opportunities category. Familiarity with languages like Python, Java, or cybersecurity certifications like CISSP can open doors to six-figure remote positions.

5. Social Media Management and Digital Marketing

Brands are investing heavily in building an online presence, and they need experts to manage their social media accounts, create advertising campaigns, and generate meaningful engagement. Knowledge of tools like Google Analytics, Facebook Ads Manager, and SEO best practices is critical. Specializing in niches like e-commerce or real estate marketing can make your services highly sought after in 2025.

6. E-commerce and Dropshipping

E-commerce is projected to dominate retail sales in the coming years. Setting up your own online store through Shopify, Amazon, or Etsy allows you to sell products worldwide from the comfort of your home. Dropshipping, where you sell products without holding inventory, is an attractive business model that requires less upfront investment but demands excellent marketing and customer service skills.

7. Remote Customer Support Specialist

Customer support roles have transitioned seamlessly into remote settings. Companies like Amazon, Apple, and American Express frequently hire remote customer service representatives. This Work From Home Opportunity suits individuals who have strong communication skills and a problem-solving attitude. Specialized fields like tech support or healthcare services often offer higher pay brackets.

8. Graphic Design and Creative Services

Creative professionals, including graphic designers, video editors, and animators, are in high demand. Companies need compelling visuals for marketing, branding, and product development. Proficiency in tools like Adobe Creative Suite, Canva, and Figma can lead to lucrative freelance projects or full-time remote positions. Building a strong portfolio and a personal brand can significantly boost earnings.

9. Affiliate Marketing and Blogging

Affiliate marketing remains a powerful way to earn passive income from home. By promoting products and earning commissions on sales generated through your affiliate links, you can create a sustainable revenue stream. Successful bloggers often diversify income sources with ad revenue, sponsored posts, and selling their own digital products. Starting a blog in 2025 focusing on evergreen niches such as finance, health, or technology can prove incredibly profitable over time.

Key Strategies for Success in Work From Home Opportunities

To thrive in the Work From Home Opportunities landscape of 2025, consider these key strategies:

  • Skill Development: Constantly upskill with online courses and certifications to stay competitive.

  • Professional Networking: Use LinkedIn and other professional platforms to build connections and find hidden job opportunities.

  • Time Management: Master the art of balancing multiple projects without compromising quality.

  • Quality Equipment: Invest in a good laptop, high-speed internet, and ergonomic office furniture.

  • Personal Branding: Build a strong online presence to attract clients or employers.

Conclusion

The world of remote employment is huge and increasing, with limitless opportunities for those willing them. Whether you’re starting a freelancing career, growing an e-commerce empire, or developing in the tech field, 2025 has a plethora of Work From Home opportunities that can change your professional life. Working from home can provide you with financial and lifestyle benefits if you choose the proper path, hone your abilities, and keep discipline.

Saudi Arabia’s Foreign Minister to Strengthen Economic Ties with Pakistan

Saudi Arabia Foreign Minister Prince Faisal bin Farhan is scheduled to land in Pakistan on Monday for a two-day official visit focused on enhancing bilateral economic cooperation, the Pakistani foreign office confirmed.

Leading a senior Saudi delegation, Prince Faisal’s team will include key figures such as the Kingdom’s Minister of Water and Agriculture, Minister of Industry and Mineral Resources, Deputy Minister of Investment, and senior representatives from the Saudi Energy Ministry and the Saudi Fund for General Investments.

The visit follows a significant agreement between Pakistan’s Prime Minister Shehbaz Sharif and Saudi Crown Prince Mohammed bin Salman. The leaders recently met in Makkah, where they pledged to boost economic collaboration between their nations.

High-Level Meetings Scheduled Across Islamabad

According to a statement issued on Sunday, the Saudi delegation is expected to hold a series of important meetings during their stay. Discussions are planned with Pakistan’s President, Prime Minister, Foreign Minister, and other top cabinet members.

Meetings will also include engagements with the Chief of Army Staff (COAS) and the Apex Committee of the Special Investment Facilitation Council (SIFC). The interactions are aimed at fast-tracking investment opportunities and fostering closer economic relations.

The Pakistani foreign office emphasized that the visit underlines the mutual commitment of both nations to expand cooperation in areas such as energy, agriculture, mining, and industrial development.

Focus on Investment and Strategic Partnership

Officials expect that the Saudi team will explore several strategic investment avenues during the discussions. Areas like renewable energy, mineral resource development, and infrastructure projects are likely to be on top of the agenda.

This visit is seen as a continuation of a broader regional effort by Saudi Arabia to deepen its economic footprint across key Asian markets. For Pakistan, it presents a critical opportunity to attract much-needed foreign investment amid ongoing economic reforms.

Both sides are hopeful that the outcomes of the meetings will translate into concrete agreements that strengthen their long-standing relationship. The collaborative efforts are anticipated to yield substantial benefits for the economies of both countries.

As Prince Faisal and his delegation commence their engagements in Islamabad, all eyes will be on the outcomes that could shape the next chapter of Saudi-Pakistan economic relations.

ABB’s Robotics Spin-Off: A New Era in Automation

ABB, a leading force in automation and robotics, has announced plans to spin off its robotics division, positioning it as the world’s second-largest robotics company. This strategic move reflects ABB’s vision to sharpen its focus on core operations while allowing its robotics arm greater freedom to grow and innovate independently.

The decision comes as ABB’s robotics business has seen rapid growth, driven by increasing global demand for automation across industries. By separating this high-performing division, ABB aims to unlock significant shareholder value and give the robotics unit an edge to operate with more agility and strategic focus.

A Strategic Shift for Greater Innovation

ABB’s leadership believes that by spinning off the robotics business, both companies will benefit from a more defined operational strategy. The robotics division will have the autonomy to make faster decisions, invest heavily in R&D, and form strategic partnerships without the broader constraints of ABB’s other business lines.

The new independent company will inherit ABB’s strong legacy in robotics, including its wide client base in manufacturing, healthcare, and logistics. This move positions the spinoff to challenge the current market leader while maintaining its solid reputation for technological excellence and innovation.

Growth Opportunities in the Expanding Robotics Market

The global robotics market is projected to surge over the next decade, making this an opportune time for ABB’s bold move. Analysts suggest that an independent structure could allow the new robotics company to be more responsive to emerging trends like AI integration, smart manufacturing, and customized automation solutions.

Investors are closely watching how this spinoff could boost ABB’s valuation, with early forecasts suggesting increased market capitalization for both entities. ABB’s management expects the transaction to be completed within the next 12 to 18 months, pending regulatory approvals and market conditions.

Future Outlook and Market Impact

The newly formed robotics company is expected to launch with a strong balance sheet, a seasoned leadership team, and a clear growth roadmap. ABB’s ongoing businesses, meanwhile, will refocus on their core strengths in electrification, motion, and industrial automation.

This announcement has already sparked excitement across the tech and manufacturing sectors, with experts predicting it will reshape the competitive landscape of the robotics industry. ABB’s move is seen not just as a corporate restructuring but as a strategic play to stay ahead in a fast-evolving technological world.

With its bold vision and strategic foresight, ABB is set to write a new chapter in the history of industrial automation and robotics.

10 Remodeling Projects That Boost Your Home’s Resale Value

When it comes to increasing your home’s resale value, strategic remodeling projects can offer impressive returns. Whether you’re preparing to list your property or simply investing in long-term equity, focusing on upgrades that add functionality and visual appeal is key.

We have compiled the top 10 remodeling projects that have consistently shown the highest ROI (Return on Investment) and significantly elevate your home’s market appeal.

1. Kitchen Renovation – The Heart of the Home

A modernized kitchen is often the first thing potential buyers look for. Upgrading outdated cabinets, installing energy-efficient appliances, replacing countertops with granite or quartz, and adding stylish backsplashes can dramatically transform the space.

Key features to consider:

  • Open-concept layouts for better flow.

  • Smart appliances with Wi-Fi connectivity.

  • Durable butcher block or stone countertops.

  • Deep basin sinks with sleek faucets.

A minor kitchen remodel can offer up to an 80% ROI, while upscale renovations may yield around 60-70% depending on your market.

2. Bathroom Remodel – Clean, Modern, and Luxurious

Buyers prioritize homes with updated bathrooms. Consider replacing old fixtures, installing frameless glass showers, and upgrading vanities with double sinks and granite tops.

High-value additions:

  • Heated floors and towel racks.

  • LED vanity mirrors.

  • Rainfall showerheads.

  • Water-saving toilets and low-flow faucets.

A midrange bathroom renovation can bring back 60-70% of the investment, especially in urban or competitive housing markets.

3. Adding a Deck or Patio – Outdoor Living Expansion

With more homeowners valuing outdoor living spaces, adding a deck or patio creates an extension of the home’s usable space. Use materials like composite decking for low maintenance and long-term durability.

Enhancement ideas:

  • Built-in seating or planters.

  • Outdoor kitchens or firepits.

  • Pergolas or retractable awnings.

  • Integrated lighting and weatherproof speakers.

This project can return up to 65-75% ROI and makes your home stand out during summer showings.

4. Attic or Basement Conversion – Maximize Livable Square Footage

Unused space is untapped potential. Transforming your attic or basement into livable areas like a guest suite, home gym, or office adds real value.

Important considerations:

  • Insulation and proper ventilation.

  • Egress windows (required for basement bedrooms).

  • Noise reduction measures.

  • Neutral, modern finishes for broad appeal.

On average, basement remodels return 60-75%, while attic bedroom conversions yield about 70% ROI.

5. Energy-Efficient Windows – Boost Appeal and Cut Costs

Replacing old windows with ENERGY STAR®-certified models not only enhances curb appeal but also improves insulation, which buyers appreciate.

Benefits include:

  • Lower energy bills.

  • UV protection for interiors.

  • Reduced exterior noise.

  • Sleek, modern finishes.

Window replacements can offer an ROI of around 68-78%, depending on the quality of materials and local climate.

6. Curb Appeal Upgrades – First Impressions Matter

A home’s exterior sets the tone for everything inside. Strategic upgrades like new siding, exterior paint, landscaping, and a modern front door can dramatically increase buyer interest.

Top curb appeal upgrades:

  • Fiber cement or vinyl siding.

  • Stone veneer accents.

  • Professional landscaping.

  • LED pathway lighting.

Investments in curb appeal return between 70-85%, often more in competitive markets.

7. Garage Door Replacement – High ROI and Immediate Impact

One of the most underrated projects with the highest ROI (up to 93%) is replacing your garage door. It instantly upgrades the look of your home and improves safety.

Why it works:

  • Enhances overall aesthetic.

  • Offers better insulation.

  • Improves functionality and smart home integration.

  • Provides an updated, clean appearance.

This project is low-cost but delivers maximum bang for your buck.

8. Smart Home Features – The Modern Buyer’s Demand

Today’s buyers seek convenience and connectivity. Upgrading your home with smart thermostats, video doorbells, automated lighting, and security systems can tip the scales in your favor.

Popular installations:

  • Smart HVAC systems.

  • Wi-Fi enabled door locks.

  • Integrated voice assistant control.

  • Leak detection sensors.

While ROI varies, homes with smart tech often sell faster and for 3-5% more than comparable listings.

9. Flooring Upgrades – From Worn Out to Wow

Swapping old carpets or scratched hardwood with new flooring transforms your interior. Buyers lean toward materials like luxury vinyl plank (LVP) or engineered hardwood, which offer durability and elegance.

Top trends:

  • Waterproof LVP for kitchens and bathrooms.

  • Refinished hardwood for a classic look.

  • Large-format tile in modern tones.

  • Warm neutral colors that suit all styles.

Flooring upgrades average a return of 70-80%, depending on the materials used.

10. Roof Replacement – Long-Term Confidence for Buyers

A new roof not only improves the look of your home but also reassures buyers about long-term protection and reduced maintenance costs.

Why it adds value:

  • Eliminates future concerns for the buyer.

  • Increases energy efficiency with modern materials.

  • Offers transferable warranties.

A quality roof replacement can offer an ROI of 60-70%, and often speeds up the selling process due to buyer confidence.

Conclusion: Invest Smartly for the Best Resale Outcome

When planning home improvements with resale value in mind, it’s essential to balance cost, market expectations, and functional benefits. Focus on high-ROI projects like kitchen and bathroom upgrades, curb appeal enhancements, and energy-efficient improvements. These projects not only increase your home’s market value but also ensure faster sales and greater buyer interest.

Read exclusive interview of AQUA Properties CEO, Mr. Paul Christodoulou

Haleon Takes Full Control of Chinese Joint Venture in Strategic Expansion Move

UK health company Haleon has taken full control of its business in China. This is a big step that shows the company is serious about growing in one of the world’s most profitable healthcare markets.

Haleon, which used to be part of GSK, owns popular brands like Sensodyne, Panadol, and Voltaren. It has now bought the last 25% of its Chinese joint venture from its local partner, so it now owns the entire business.

Haleon Strengthens Its Global Presence

The deal marks a turning point for Haleon, allowing it to directly oversee operations, marketing, and sales strategies in China—a nation with rising demand for self-care and wellness products. This acquisition gives Haleon full strategic and financial control over its Chinese operations.

Executives at Haleon see this as a vital step towards localizing their approach, improving efficiency, and enhancing product offerings tailored for the Chinese market. With China emerging as a critical player in the global healthcare economy, direct control is poised to boost both innovation and consumer trust.

The move also reflects Haleon’s long-term vision to diversify and strengthen its revenue streams beyond Europe and North America. China, with its vast population and growing middle class, presents substantial growth opportunities in the consumer healthcare segment.

Analysts Predict Growth Surge in Chinese Market

Industry analysts are optimistic about the deal, noting that Haleon’s control over the Chinese business will likely result in faster product rollouts and more agile decision-making. Without the need to coordinate with a joint venture partner, the company can respond more swiftly to changing market dynamics.

The move aligns with broader global trends of consolidation and strategic independence in key markets. By assuming full ownership, Haleon can also better navigate regulatory complexities and streamline its operational framework in China.

Additionally, this consolidation may position Haleon more favorably for future partnerships, innovation, and investments in Asia, particularly in regions where self-care and preventive health are gaining momentum.

Future-Focused and Customer-Driven

As part of its strategy, Haleon aims to invest in digital marketing, e-commerce channels, and localized R&D to better cater to Chinese consumers. The company’s leadership emphasized a customer-centric approach, driven by data and consumer behavior insights specific to the region.

With full control of its Chinese venture, Haleon is not only reinforcing its global presence but also signaling its ambition to lead in the rapidly evolving consumer health industry. This move is seen as a proactive step in achieving operational excellence and sustainable growth in the years to come.

This acquisition underlines Haleon’s confidence in the potential of China and sets a strong precedent for similar future expansions across emerging markets.

Ahmed Khalifa Al Houqani: Transforming Aviation Through Technology for Operational Excellence

Ahmed Khalifa Al Houqani, Chief AI Officer at the General Civil Aviation Authority, is a trailblazer in leveraging technology to transform the aviation industry. With over a decade of expertise in IT leadership, innovation, and technical support, Ahmed has consistently driven advancements in operational efficiency through cutting-edge solutions. His extensive experience spans IT management, information security, and the seamless integration of emerging technologies to align innovation with organizational goals.

A graduate of the prestigious Artificial Intelligence Programme at the University of Oxford, Ahmed combines strategic vision with technical acumen to address industry challenges and create impactful solutions. His leadership has played a vital role in contributing to the UAE’s vision for progress and excellence in aviation. Beyond his professional achievements, Ahmed is deeply committed to inspiring the next generation of innovators through volunteering, coaching, and knowledge-sharing, embodying a holistic approach to leadership and innovation in the ever-evolving world of technology and aviation.

Chasing his Dreams

Aviation has always been Ahmed‘s passion. In 2014, he pursued a pilot’s license, eager to take to the skies, but due to medical constraints, he couldn’t complete it. That moment could have been a setback, but instead, it became a turning point. His dream was never just about flying—it was about being part of the aviation industry in any capacity. Ahmed redirected his focus, leveraging his expertise in Information Technology to contribute to aviation from a different perspective.

This journey led him to the General Civil Aviation Authority (GCAA), where he found his place in the industry he always admired. The UAE’s leadership has been a constant source of motivation for Ahmed, especially the vision of His Excellency Saif Al Suwaidi Director General of GCAA, whom

Ahmed deeply respects and learns from. His leadership in developing the government’s role in civil aviation and fostering a competitive, supportive environment for this vital sector has been both inspiring and educational.

But if there’s one thing Ahmed has learned throughout his career, it’s that success is never an individual effort. Every milestone he has reached is a result of teamwork, collaboration, and the unwavering support of my colleagues and mentors. His role today, as Chief Artificial Intelligence Officer, is not just about implementing technology—it’s about bringing people together, innovating as a team, and ensuring the UAE remains a global leader in aviation.

“This journey has reinforced my belief that no obstacle is final if you’re willing to adapt, learn, and work with the right people. Aviation was my dream, and today, I live it in a way I never originally imagined—but perhaps in a way that’s even more impactful,” says Ahmed.

Regulating the Aviation Industry

The General Civil Aviation Authority (GCAA) is the primary authority responsible for regulating and overseeing civil aviation in the UAE, as established by the Cabinet Decree of 1996. It ensures a safe, competitive, and sustainable aviation ecosystem through policy-making, oversight, and regulation of air traffic management, airports, and airlines. Additionally, the GCAA licenses aviation professionals, including pilots, cabin crew, and engineers, to uphold the highest safety, security, and regulatory standards for every flight that takes off, lands, or passes through UAE airspace.

The GCAA also plays a vital role in extending international cooperation in air transport, strengthening global partnerships, and enhancing the UAE’s position as a leading aviation hub.

Overcoming Challenges

Ahmed shares that one of the most significant challenges in IT—especially in aviation—is keeping pace with rapid technological change while ensuring security and regulatory compliance.

When he first started, IT in aviation was more about infrastructure and networks. Today, it’s about AI, automation, cybersecurity, and real-time data analytics. One of the toughest moments for Ahmed was navigating the shift from traditional IT systems to AI-driven decision-making while ensuring zero compromise on safety.

To overcome these challenges, he focused on:

  • Building AI-powered solutions for predictive maintenance and risk assessments.
  • Enhancing cybersecurity to protect critical aviation data.
  • Collaborating with international aviation leaders to adopt best practices.
  • Investing in talent development, because at the heart of every successful transformation is a team that understands the vision.

“Every challenge in this industry is an opportunity to innovate, and that’s what keeps me motivated,” he says.

Integrating AI into Aviation Operations

At the General Civil Aviation Authority (GCAA), Ahmed and his team have undertaken several projects to integrate Artificial Intelligence (AI) into GCAA’s operations. One notable initiative is the Cargo Data System (CARDS) Dashboard. This innovative tool offers analytical insights into air cargo movements to, from, and via the United Arab Emirates. By evaluating the performance of national air operators, ground handling agents, and integrators, CARDS provides each entity with tailored analyses and market share data. This empowers stakeholders to identify strengths and areas for improvement, thereby enhancing their competitive positions.

Another significant project is “ASK GCAA,” an advanced AI-based solution developed by the IT team. This system delivers employees with immediate access to vital and accurate information about the Authority’s services, regulations, and procedures.

“Implementing these AI-driven projects presented challenges, particularly in data integration and ensuring user adoption. To address these, we focused on comprehensive training programs and collaborated closely with stakeholders to ensure the systems met their needs effectively. These efforts have led to more efficient operations and improved decision-making processes within the GCAA,” shares Ahmed.

Impact on the Industry and its Efficiency

Having worked in IT for several years and recently delved into AI tools and applications, Ahmed has noticed a significant shift in his daily tasks. AI has streamlined many of his routine activities, allowing him to focus more on complex problem-solving and strategic planning. For instance, AI-driven analytics have made data analysis more efficient, and automated systems have reduced manual workloads. This exposure to AI has not only enhanced his productivity but also kept him engaged with the latest technological advancements, making his work more dynamic and rewarding.

Artificial Intelligence (AI) is set to transform the aviation industry in many ways. In the UAE, airports are already using AI to make travel smoother. For example, AI helps manage passenger flow, making check-ins and security checks faster. It also improves baggage handling, reducing the chances of lost luggage. These changes make the travel experience better for everyone.

Operationally, AI is enhancing flight planning by analyzing weather patterns, air traffic, and other variables to optimize flight routes. Additionally, AI assists in managing air traffic by providing real-time data analysis and helping controllers make informed decisions. These developments are currently being experienced, studied, and practised in various countries.

“In the UAE, we are leading by example in adopting new and emerging technologies, balancing innovation with safety and security. Our visionary leaders are guiding us toward a future where AI enhances our daily lives and government services, positioning the UAE as a global leader in innovative and emerging technologies,” asserts Ahmed.

Key Trends and Developments

AI is evolving faster than ever, and it’s shaping every industry, every decision, and even the way we interact with the world. Some of the biggest trends Ahmed sees happening are:

  • AI Making Decisions, Not Just Predictions: AI is shifting from just analyzing data to actually making real-time, strategic decisions in industries like aviation, healthcare, and finance. The challenge? Making sure AI decisions remain ethical, transparent, and aligned with human values.
  • AI & Creativity: We used to think of AI as purely technical, but with Generative AI, we’re now seeing AI contribute to design, content creation, and even problem-solving. It’s no longer just about automation, it’s about enhancing human creativity.
  • AI as a Partner, Not a Replacement: There’s always this fear that AI will replace jobs, but Ahmed sees it differently. The future isn’t about AI taking over, it’s about AI working alongside us, making us more efficient and helping us focus on what really matters.
  • AI & Cybersecurity: As AI gets smarter, so do cyber threats. AI will be critical in detecting and preventing cyberattacks before they happen, especially in high-stakes industries like aviation.
  • The Push Towards AGI (Artificial General Intelligence): Right now, AI is great at specific tasks, but the long-term goal is to develop AI that can think, learn, and adapt like a human. We’re not there yet, but the research is moving fast.
  • AI for Sustainability: AI is going to be a key player in tackling climate change, optimizing energy use, and making industries more sustainable. This is one of the most exciting areas where AI can genuinely make a difference for future generations.

“AI is a tool! A powerful one! But at the end of the day, it’s still just that: a tool. What really matters is how we use it. If AI is developed responsibly, it can solve real-world problems and improve lives. But if it’s left unchecked, we risk creating systems that are biased, uncontrolled, or even dangerous,” feels Ahmed.

That’s why he believes AI should always be built with a clear purpose, with the right people behind it, and most importantly, with a human-first approach. Technology can only take us so far, it’s the people who define its impact.

Realizing the Vision in Coming Years

AI is already transforming industries, but in five years, Ahmed sees it becoming a core part of everyday decision-making across businesses, governments, and even personal lives.

His vision for AI in the Aviation industry is simple:

  • AI should empower people, not replace them. It should help us make better decisions, automate the boring stuff, and allow us to focus on what truly requires human intelligence, innovation, leadership, and creativity.
  • AI will redefine aviation. From air traffic control to predictive maintenance and autonomous aircraft, AI will continue to make flying safer, more efficient, and more sustainable. That’s something I’m actively working on.
  • AI must be explainable & ethical. As AI decisions become more important, we need to ensure they’re transparent and free from bias. AI shouldn’t just be powerful, it should be trustworthy.
  • AI & sustainability will go hand in hand. AI will be a game-changer in optimizing energy use, reducing emissions, and making industries more environmentally friendly. That’s a direction I’m very interested in.
  • AI security needs to be a top priority. The more we rely on AI, the more vulnerable we become to cyber threats. AI needs strong security measures in place to protect critical industries like aviation.

Along with his vision, Ahmed lays down his plan to achieve his goals:

  • Driving AI Innovation in Aviation: he’s working on integrating AI into aviation systems, ensuring smarter decision-making, improved safety, and better efficiency.
  • Building AI Awareness: Many people still don’t fully understand AI. Ahmed believes in bridging the gap between AI and leadership, helping decision-makers understand its potential and risks.
  • Fostering a Culture of AI Adoption: AI is not just about having the right tools, it’s about having the right mindset. He focuses on helping teams embrace AI, trust it, and use it effectively.
  • Championing AI for Good: AI should be about more than just business. Ahmed supports AI-driven initiatives that help society, improve quality of life, and create real impact.

“At the end of the day, AI will only be as good as the people behind it. The key is to develop it responsibly, integrate it wisely, and always keep humans at the centre of every decision,” concludes Ahmed.

Quote: “The best way to predict the future is to create it.” – Peter Drucker

Quote: “We don’t just react to changes, we shape them. Through technology, collaboration, and vision, we’re building the future of the industry.”

Visit Digital Magazine:- Innovative Business Leaders Brightening The Path To Success 2025

Ashfaque Ahmed: Innovating Banking with a Vision for Technology and Growth

Ashfaque Ahmed, the Chief Information Officer (CIO) at BankIslami, brings more than 25 years of experience in IT leadership. As a Certified in the Governance of Enterprise IT (CGEIT) professional, he has a proven track record of leading large-scale IT projects and driving technological innovation. His expertise in software project management, IT governance, and digital transformation has made him a valuable asset to BankIslami and the broader IT community.

In his role as CIO, Ashfaque Ahmed oversees BankIslami’s information technology strategies and operations, ensuring the implementation of cutting-edge digital banking solutions. His commitment to continuous process improvement and fintech collaboration has reinforced the bank’s position as a leader in digital banking.

Prior to joining BankIslami, Mr. Ahmed held senior leadership roles in technology and digital transformation within the financial sector, where he played a key role in IT strategy, innovation, and operational efficiency. His extensive experience underscores his ability to drive technology initiatives that enhance customer experience, streamline operations, and ensure regulatory compliance.

With a forward-thinking approach, Ashfaque Ahmed continues to lead BankIslami’s digital evolution, fostering innovation, resilience, and excellence in banking technology.

Passion for Technology

Mr. Ahmed feels blessed to start his professional career in the IT sector. He started his journey as a student of finance but soon realized that the world is fast moving towards business automation where no business impact can be achieved without IT. This early realization helped him to change his focus towards IT, very early in his career. After graduating with a Degree in Computer Science, Mr. Ahmed worked with Oracle development and quickly rose through the ranks to a senior managerial role and then joined international software house where he used to implement ERP in more than half a dozen companies. This sparked his passion for synergizing ERP along with digital solutions in the insurance sector. Now, Mr. Ahmed is heading the technology of one of Pakistan’s fastest-growing Islamic Banks i.e. Bankislami Pakistan Limited. 

Bringing Innovation in Banking

BankIslami was the first bank in Pakistan to receive an Islamic Banking license under the Islamic Banking Policy of 2003, cementing its role as a pioneer in the industry. Established in 2006, BankIslami offers a comprehensive range of Shariah-compliant financial solutions, including personal, corporate, and trade finance, investment opportunities, and digital banking services, all rooted in Islamic finance principles.

With a mission to provide ethical and interest-free financial services, BankIslami is dedicated to offering 100% Shariah-compliant products under the supervision of a renowned Shariah Board. This ensures that all banking operations adhere strictly to Islamic guidelines, providing an alternative to conventional banking and reinforcing the bank’s commitment to saving humanity from Riba.

Today, BankIslami is offering a wide range of Islamic banking products for different segments of customers from over 500 branches in 210 cities across Pakistan. The bank ensures accessibility to its services nationwide while maintaining its core values of Islamic banking.

The bank promotes diversity and inclusivity by welcoming people from different backgrounds, encouraging everyone to share their unique ideas and always thinking about the areas of improvement as a continuous process in all segments of business and operations. BankIslami integrates modern banking technology with Shariah-compliant practices, offering services like Biometric banking in branches, biometric ATMs, digital banking platforms, and seamless mobile banking experiences. The bank emphasizes ethical practices, transparency, and fairness in its dealings, resonating with customers seeking value-based financial solutions.

Shariah-compliant Solutions

Offering Shariah-compliant financial products and services requires a meticulous approach. Banks like BankIslami must ensure all products adhere strictly to Islamic principles, such as the prohibition of interest (riba), uncertainty, and gambling. BankIslami’s process begins with a thorough understanding of customer needs while ensuring compliance with Islamic principles. Every product is meticulously reviewed and structured under the guidance of its Shariah Board, comprising renowned scholars. Products are designed using Islamic finance principles like Murabaha (cost-plus financing), Ijarah (leasing), and Mudarabah (profit-sharing). 

“Any citizen of Pakistan can avail of the services by visiting the nearest branch or contact us digitally via website or phone banking. Our representative will guide you regarding the initial requirements and how to avail the Islamic banking facilities. Also, the details of each service are also available on our website and social media platforms,” shares Mr. Ahmed.

Challenges in the Role

Challenges are an inherent part of any operational role within an organization. As the CIO, Mr. Ahmed’s primary responsibility is to ensure that all systems operate seamlessly 24/7. While he and his team often encounter various obstacles, they are equipped with the right talent and tools to address them effectively, guided by a strategy Mr. Ahmed has put in place.

Operating within a limited technology budget is a reality for every organization, and they manage to sustain operations despite dealing with outdated, end-of-life systems, process inefficiencies, and regulatory project deadlines. On some occasions, Mr. Ahmed and his team have faced last-minute crises, but with carefully planned contingency measures and effective risk management, they successfully ensured smooth operations and minimized disruptions.

“Time is often a critical factor in decision-making, and there are instances when swift, decisive actions are necessary to navigate through challenging situations and steer the organization safely,” says Ashfaque Ahmed.

Approach to Risk Management and Compliance

At BankIslami Pakistan Limited, risk management and compliance are critical functions handled by a dedicated department that operates independently to ensure robust governance and regulatory adherence. As the CIO, Mr. Ahmed’s role is to support the bank’s risk management initiatives by implementing secure, resilient, and compliant IT systems that align with the broader risk framework. 

BankIslami‘s IT infrastructure is designed to facilitate real-time risk monitoring, data integrity, and regulatory reporting while ensuring alignment with the bank’s compliance policies and cybersecurity standards.

Emphasizing a collaborative approach, Mr. Ahmed shares:

“We work closely with the Risk Management and Compliance teams to ensure that our technology solutions meet the stringent requirements set by the State Bank of Pakistan (SBP) and internal Shariah governance frameworks. By incorporating effective security measures, proactive monitoring, and streamlined reporting, we support the bank’s risk management efforts and help maintain smooth and resilient operations across all banking channels.”

Leveraging Technology for Efficiency and Security

BankIslami Pakistan Limited leverages a range of advanced technologies to enhance operational efficiency and deliver seamless customer experiences. The bank’s key technology solutions include core banking systems that support Shariah-compliant financial services, One Touch Banking for quick and hassle-free transactions, bill payments via its extensive ATM network, IVR banking for convenient phone-based banking services, and a dedicated help desk support system to assist customers in real-time.

Security and compliance are top priorities at BankIslami. The bank employs robust cybersecurity measures, including multi-layered firewalls, advanced encryption protocols, Security Information and Event Management (SIEM) solutions, and routine penetration testing. Furthermore, BankIslami ensures strict compliance with data protection regulations, including the State Bank of Pakistan’s (SBP) cybersecurity framework and internationally recognized standards to safeguard their clients’ sensitive information and maintain trust.

Staying Ahead with Technology

Keeping pace with technological advancements is essential in the rapidly evolving banking sector. Ashfaque Ahmed is deeply committed to continuous learning, dedicating time to industry research, attending conferences and webinars, and engaging with thought leaders in Fintech. He stays informed by subscribing to industry publications, following key influencers on social media, and actively participating in professional discussions and forums.

This commitment enables him to identify emerging trends such as Open Banking, AI and machine learning, and evolving cybersecurity challenges. He translates these insights into practical strategies for BankIslami, guiding the bank through a major transformation. The core banking and mobile banking systems have already been upgraded, and network enhancements are largely completed, with some components still in progress. Additionally, the bank is exploring AI-driven solutions and actively collaborating with leading technology providers to drive innovation and operational efficiency.

Client Engagement

BankIslami prioritizes ongoing client support to ensure the continued success of their financial solutions. The bank achieves this through dedicated client support teams, regular performance reviews, and continuous technological upgrades. Ashfaque Ahmed makes it a point to actively explore and implement innovative solutions, leveraging the evolving Fintech industry in Pakistan and incorporating best practices/technologies that are provisioned by working with the best companies in Pakistan. It gives BankIslami a competitive edge by utilizing vendor expertise and the lessons that have been incorporated into the bank’s system deployment procedures.

“Despite conducting thorough Quality Assurance (QA), including Load Testing and Beta Testing, I always strive to plan meticulously and define a contingency plan. This proactive approach, coupled with open and transparent communication, ensures that our clients’ financial solutions remain effective, efficient, and aligned with their evolving business objectives,” says Ashfaque Ahmed.

An Eye for the Trends

The biggest trend, per Ashfaque Ahmed, in the Banking industry is the transformation of the complete Banking System into Islamic Banking. BankIslami is already offering Shariah-compliant products and services to the customers. On the other hand, more banks are also transforming their business towards Shariah-compliant practices which will create a healthy competitive environment in the industry.  

In technology, the AI revolution is also becoming the biggest trend in the industry. Initially, banks are adopting some smaller use cases for chatbots, RPAs, and machine learning. However, AI technology is becoming more advanced and lots of solutions are now available in the market that can enhance operations and customer services. 

“We are also working on the digital transformation of our back office processes and considering various tools that can leverage our operations,” shares Ashfaque Ahmed.

Looking Ahead

Mr. Ahmed’s vision for BankIslami is to be the leading Islamic bank in Pakistan, recognized for innovation, customer centricity, and unwavering commitment to Shariah principles. To achieve this, he, along with the core members, is focusing on several key initiatives:

  • Digital Transformation: The bank is investing heavily in digital channels, including mobile banking, online banking, and AI-powered solutions, to provide seamless and personalized experiences for the customers.
  • Product Innovation: The team is continuously developing and introducing innovative Shariah-compliant products and services to meet the evolving needs of the customers.
  • Customer Focus: BankIslami is committed to building strong customer relationships through exceptional service, personalized advice, and a focus on customer satisfaction.
  • Talent Development: The bank is investing in the human capital by attracting and developing top talent, and fostering a culture of innovation and excellence within the organization.
  • Sustainable Growth: The team is committed to sustainable growth, ensuring the long-term viability and success of the bank while contributing positively to the socio-economic development of Pakistan.

Mr. Ahmed concludes our interaction with a quote that he finds particularly helpful in his role as CIO:

“Talent wins games, but teamwork and intelligence win championships.”

 

Miki Heino: Crafting Love Stories Through Expert Matchmaking and Coaching

Miki Heino is a dynamic and pioneering force in the world of Jewish dating, coaching, matchmaking, and mentorship. With over 100 successful matches, Miki has dedicated herself to guiding singles through the often-challenging terrain of Jewish dating. Miki’s innovative approach to matchmaking has made her a sought-after expert, hosting and emceeing numerous Jewish dating and speed-dating events. Her personalized, professional, and down-to-earth style has helped countless singles find their soulmates.

The Foundation Years

Miki completed 15 years of quality Jewish education in the Yeshiva system of learning. During her college years, Miki began her career by working for her uncle, Mr. Jay Heino, at his recruiting firm, Jay Heino and Associates, located in the Helmsley Building in NYC. Concurrently, she also worked at the Geraldo Rivera Show. In her third year of college, Miki started working for her cousin’s firm, SHB Commodities, on the New York Mercantile Exchange in the World Trade Center as an assistant trader. This period was exciting and productive, shaping her ability to work competently in a high-pressure, fast-paced financial environment. Miki graduated with an Honors degree in Television and Radio and a minor in Nutrition and Health Sciences.

Post-graduation, Miki worked as a production assistant at the Montel Williams Show, one of the top-rated shows of its time. She also enrolled at the prestigious NYC-based HB Studios to study theatre and the arts while working as a production assistant at New York Times Television. Here, she contributed to producing the hit reality series “Trauma: Life in the ER.” This experience solidified her desire to continue in television.

Her next role was at the financial firm Merrill-Lynch in the Global Investor Network sub-division, where her background in finance and broadcasting helped her secure a position as a financial broadcast journalist. Concurrently, she was signed by a NYC talent agency, Actors Reps, and appeared as an extra in movies such as Godzilla, Can’t Hardly Wait, and The Rock. Miki landed her first co-starring role in the independent feature film, The Anonymous Benefactor, and appeared as a contestant on the popular game show Cash Cab. Miki was also a member of the Bayswater Players Theatre Group co-starring in live stage performances including Neil Simon’s Rumors. Additionally, she hosted a radio dating show answering listeners’ questions about dating.

Realizing the flaws in the Jewish dating system, Miki felt compelled to initiate reform and began her matchmaking career. Alongside this, she worked in diet, nutrition, and exercise, helping people change their lifestyles. She was then hired as a personal shopper at the exclusive Tiffany & Co.’s flagship store in Manhattan. After leaving Manhattan, Miki was hired at a high-end women’s fashion boutique called Georgina as a personal shopper and stylist. Miki’s clients expressed a strong desire for Miki’s counsel in matters of fashion and health, leading Miki to start her own company, Hand in Hand Health and Fitness with Miki.

Her creativity led to the birth of the first-ever reality Jewish dating television series, Jewish Single Mingle, later renamed Jewish Single Scoop, and then Miki’s Single Files. The show was broadcast regionally and nationally, showcasing what’s “hip, hot, and happening” in the world of Jewish singles. Miki was also hired by Black Box Entertainment to host weekly theatre and art performances and created Jewish speed-dating events. Miki is

known as the Seven Eleven of matchmakers because she is available at all times. Miki formed the Facebook group Miki’s Single Files, which spawned four additional groups catering to various age ranges and demographics. She became the leading matchmaker for Beshert.com and Jomantic.com. Today, Miki is the CEO of Miki’s Single Files and Tanta Miki Productions, offering private matchmaking services and holding a new role as The Head Matching and Dating Agent for a well-known Jewish dating site and app. For the past 25 years, she has provided private matchmaking, consulting, and dating coaching services as Miki the Matchmaker.

Serving with a Vision

Miki’s Single Files is dedicated to creating a welcoming and safe environment for Jewish singles of various backgrounds, ages, and levels of religiosity. The platform offers an engaging space where singles can introduce themselves to the community and seek potential matches. Trust and transparency are the core values of Miki the Matchmaker, distinguishing her from other dating services that often prioritize profit. Miki was the first matchmaker to present her clients publicly (under a descriptive alias). Miki realized that this tactic would be effective in helping Jewish singles find matches for themselves. Nowadays, many matchmaking companies also follow this blueprint.

Miki’s approach is personalized and attentive. She provides white-glove service, actively listening to clients’ needs and tailoring plans to help them overcome dating obstacles and achieve their goals. Her mission is to empower Jewish singles to find their soulmates through top-quality matchmaking and dating coaching services.

After over 20 years of dating, Miki happily married Mr. Isaac Yoselovsky. From this experience, Miki understands the ups and downs of being Jewish and single, and the feelings that accompany being a Jewish single as well as what it feels like to be a Jewish married woman. This extensive experience has honed her perspective, making her well-equipped to assist clients in their pursuit of love. Miki ensures that each client receives a customized plan of action through professional consultations. Miki’s extensive experience has sharpened her skills as a matchmaker. She is knowledgeable in what to do or not do in certain situations that arise in the Jewish singles world.

In her daily operations, Miki is committed to addressing all dating-related queries from current and potential clients. She offers a free 15-minute consultation to new clients to ensure her services meet their needs. Additionally, Miki is available to provide support outside regular office hours via text, video chat, or phone calls, demonstrating her dedication to her client’s success in finding love. Miki’s fluency in English Hebrew and Yiddish also proves helpful when working with worldwide Jewish daters. Through Miki’s Single Files, she strives to create a vibrant, fun, and productive space where Jewish singles can connect and find lasting relationships.

“What can strengthen and encourage Matchmakers is that we are partners with a higher source. Even though in Judaism we believe everything is Divinely orchestrated and guided; there is an extra measure of Divine guidance when it comes to Matchmaking because even before the birth of a person, we are taught that a Heavenly voice proclaims who is predestined to marry. The Matchmaker isn’t reinventing the wheel; the Matchmaker is facilitating the couples predestined destiny. When a Matchmaker feels partnered with Gd it helps them overcome the frustrations and dismay that are par for the course in this line of business. Prayer is also encouraged for all parties involved,” shares Miki.

Rising above Challenges

Miki was an eyewitness to the tragic attack on the World Trade Center on September 11, 2001, when she was working at the World Financial Center for Merrill-Lynch, which was connected to the South Tower of the World Trade Center. She could not believe what her eyes saw; the devastation was all-encompassing. She was lucky to have survived. The building where she worked was also blown out, and Merrill-Lynch ceased operations for several months. Due to this more than unfortunate occurrence, Miki developed PTSD. A personal friend of hers did not live to see another day. After Merrill-Lynch resumed operations, her team was reunited, and they worked for several months before the team’s sad termination. Miki then stopped dating and matchmaking altogether.

Living in Manhattan at this time only reinforced the trauma, so she decided to move to Florida. During her time in Florida, Miki connected with nature, spending a lot of time reinventing herself. Once her situation improved, she moved back to Manhattan to resume her search for a husband and revived her matchmaking career. Another challenge was having to work through the fact that life sometimes disappoints. In time, she learned to accept this fact and even learned that every situation has a bright side. Now, she was fueled to seek a different path and is proud to say that she will shortly announce a new matchmaking collaboration that will help many Jewish singles find their match.

Built on Trust

For Miki, the key to building relationships with her clients is trust and honesty. Many Jewish singles have been ignored, alone, or taken advantage of in multiple ways by unscrupulous matchmakers or dating companies. To her, it is absurd for anyone to guarantee a Jewish dater, or any dater for that matter, a husband or wife. Miki always ensures that she is honest with her clients and potential clients to the fullest degree. This includes letting them know that although a match is not guaranteed, she will do everything in her power with maximum effort to help them succeed in their relationship goals.

In the same vein, Miki asks her clients and potential clients to trust her process in the hopes that she can find them a match. It is very important that she upholds her policies of trust and honesty since, for some Jewish daters, she is the first matchmaker they hire. Additionally, some Jewish daters have been mishandled and exploited by larger and even individual matchmaking services. Miki is very thoughtful when setting goals for and making plans with her clients and ensures that they will not be exploited or mishandled in any capacity.

“To ensure that my clients are given proper treatment, I must be honest and truthful with them. Just the same, I expect my clients to be honest and truthful with me. I will never judge a client, but that client must be willing to follow my program and be open to professional direction,” emphasizes Miki.

The Tech-Connect

Miki concurs that constantly evolving technology connects the world. Through this connection, potential clients are able to reach her with ease. With technology, she helps Jewish singles from all around the world. Furthermore, due to the development of social media software, such as Facebook and WhatsApp, she is able to collaborate with other matchmakers. In addition, younger Jewish singles tend to gravitate towards dating apps as their gateway into the world of Jewish dating. Miki the Matchmaker makes use of this trend by offering online dating advice to the masses and educating them on dating protocol and etiquette.

At the time of publishing, Miki has distributed a total of 268 dating tips via Facebook and Instagram reels. The feedback she receives from her Jewish Singles communities leads to larger discussions between Miki and her followers and allows her to facilitate more activity within the community. In addition, technology allows Miki’s followers to share her tips freely, which in turn leads to more followers.

“Even married couples and non-Jewish singles enjoy reading or listening to Miki’s dating tips. Using my humor helps balance the serious side of dating, where emotions run high, with the more fun side of dating. What once started out as my private database of Jewish singles’ resumes, profiles, and photos has grown into a diverse community thanks to technology’s advances,” shares Miki.

The Evolving Demands

 Clients’ expectations have fluctuated over the years, but lately, clients expect to get married soon and quickly. In addition, Miki has observed that some clients are looking for religious specificities. Finally, there has been a surge of dating activity in older Jewish singles. Miki’s clients come from a wide array of age ranges, backgrounds, and levels of religiosity. She caters to clients as young as 18 and as mature as 80. In order to meet the changes and modern demands, Miki tailors specific events to include certain age brackets while also excluding others. This gives daters more chances at finding their special someone. Some clients have never been married, some are widowed, some have been divorced, and some have been married several times. In many cases of the divorced or widowed Jewish single, there may be a child or children that must be taken into consideration.

“As a matchmaker, blending families is a very tough task to accomplish. Because I have been in matchmaking and dating coaching for over 25 years, I have a special affinity for connecting Jewish daters from all different walks of life. It is a blessing to work with young new daters about 20 years old as well as with older daters.” she says.

Standing out in the Business

Matchmaking companies, in general, are fundamentally different from dating apps since they do not rely on an algorithm to match two people. In addition, having an actual person match people instead of a computer reduces the possibility of catfishing. Being the singular matchmaker of Miki’s Single Files/Miki the Matchmaker, Miki personally ensures that matches are based upon the verbal or written agreement of all parties involved. References are required for her to work with somebody.

When a situation arises in which the daters cannot follow her specific directions, Miki has come to understand over the years that this is not somebody she would like to work with, and she directs them to please look elsewhere for a matchmaker and dating coach. By doing this, she ensures that her clients who do follow her plan will benefit from her caring and sensitive yet encouraging handholding, which she is known for. “I also know how to present my Jewish singles to other Jewish singles in a way that facilitates the dating process. I look out for my singles for what seems like always, and I am grateful and honored to be the one they chose to work with,” she says.

Industry Trends

“The internet continually offers us content. The next big thing is just one click of a button away. However, there is the notion of too much of a good thing. In this age of technology, where we have access to everything all of the time, we see a plethora of dating apps that offer limitless matches. If there are all of these matches, why do some people continually just swipe left? The answer is that there is too much information. This is where the role of the matchmaker comes in,” states Miki.

The matchmaker has the human touch, which, currently, could never be replicated by a machine. Through this human touch and an actual understanding of the client’s wants and needs, Miki can narrow down their search. In other words, she gets rid of meaningless data. Another trend she has observed recently is the rise of Artificial Intelligence (AI). Although an AI probably makes more matches in a shorter time than a person could, AI does not understand the nuances of human feelings. Rather than asking the individual for their preferences, an AI would compare two dating profiles and match them if they sync. However, a dating profile is limited. With a matchmaker, finding your special someone might take longer, but the quality of the matches will be far greater.

The final trend Miki shares is about courtship: dating to develop a romantic relationship with the intention of getting married (courtship varies from culture to culture and from couple to couple). In recent years, courtship has been in decline, leading to the formation of relationships without any purpose. A key component in courtship is meeting in the physical world. Recently, many “romantic” interactions have been performed via the internet (texting, emojis, memes, VR). While this may sound convenient, there is no substitute for meeting your loved one in the flesh. Therefore, Miki believes that courtship should be more common. More courtship will lead to more purposeful relationships, which will lead to more marriages. When working with her, the daters have an understanding that the goal is to meet in person if they agree. These actions are welcomed by her daters.

Memorable Match

 The most gratifying match Miki has helped make is a close relative. Further adding to the joyfulness of this match, the significant other is a close friend of Miki. Watching their relationship unfold into an engagement and then marriage was one of the greatest feelings she had ever known. Both parties help demonstrate and reveal to her what the path to love looks and feels like. Making this match was a wonderful experience and remains a highlight of Miki’s career to this day.

Advice for Young People Looking for a Companion

 Miki’s advice is very practical and down to earth, as it is in her matchmaking and dating coaching practice as well. She would encourage young people who are looking to find their companion to have standards yet remain open-minded. Her recommendation is to go into the world of dating when one is prepared to embark on a journey that can be unpredictable. When working with her, she tries to encourage and invigorate her singles when they feel like they will never find someone. Miki tries her best to make dating feel less like a chore and more like a goal worth striving toward.

“Certainly, there is work involved, not only in getting to know someone else but also in getting to know yourself. The process should be enjoyable, and it is usually for the younger daters that the excitement is fresh and new. The possibilities are endless, which makes for a thrilling and dynamic uncertain voyage into finding and keeping love,” she adds.

Furthermore, it is important for younger daters to understand that if they are having difficulties navigating their dating careers and do not know what to do or how to handle certain matters, they should have someone like Miki, a professional dating coach, to turn to so that they can support and work through whatever is troubling either the individual or the couple. There is nothing wrong with asking for or needing help at any age!!

Goals Ahead

 Miki would love to see her company, Miki’s Single Files, grow to have the largest concentration of Jewish singles mixing and mingling and meeting and marrying. At the end of the day, regardless of age or life circumstances, most Jewish singles would like to find someone for the purpose of marriage and/or building a family.

Going forward, Miki would like to see her upcoming collaboration with a large Jewish dating site and app generate a large amount of enthusiasm for Jewish dating. She envisions hosting a Jewish dating podcast filled with guests, where she can interact in real-time with the Jewish singles themselves. In addition, Miki would be thrilled if all of her dating tips could be published as a stand-alone anthology, physically, digitally, or both. Finally, Miki would like to see more Jewish singles making their own decisions with the matchmaker, rather than having family or friends interfere with or hinder the single’s ability to choose for themselves.

“I would like to add panache and dating wisdom of my own variety that highlights my gift of matchmaking and dating coaching. I would also like to continue inspiring Jewish singles to never give up and increase activity with current and future colleagues to help bring about matches,” concludes Miki.