Satyajit Dwivedi: Passionate Leader Focused on Driving Positive Change and Sustainability

Ranked as one of the top 10 Best Leaders in AI in India 2023, Mr. Satyajit Dwivedi holds 30 years of experience in Digital Transformation, Process Consulting, Energy, Utilities, Water, Waste & Transport and Sustainability/ESG sector.

Satyajit’s professional journey has been diverse spanning across various industries and sectors. After gaining experience in power plants and oil and gas companies post of engineering, he ventured into government consulting, where he honed his skills in policy analysis, and process transformation with digital technologies. Post his Masters in management in the field of finance and systems, his career then took him into the realm of industry and financial research companies, where he developed a strong foundation in data analysis, capital market analytics, and economic & industry sector research.

However, it was during the last 20 years that he found his true passion and calling in the fields of analytics, artificial intelligence, and digital transformation. This phase of Satyajit’s career allowed him to fully leverage his engineering and analytical skills in the core business stream, adapting them to the evolving landscape of technology and data-driven decision-making for energy – utilities, process manufacturing, and smart cities sector. In this rapidly changing field, he played a crucial role in helping organizations harness the power of data and AI to optimize their operations, make informed decisions, and drive digital transformations. He currently serves as Regional Director, Emerging EMEA, and AP at SAS.

“Being an electric engineer and having an interest in the field of control systems, I believe data science / AI is core to any process that focusses on outcomes, initiates feedback to inputs and process. 20 years back, I concluded that this is going to be the best space to work for the coming many decades by being at the forefront of innovation and revolutionizing industries across the board. My journey reflects a commitment to staying at the cutting edge of this space and driving positive change within the organizations I’ve been a part of,” shares Satyajit.

An Avid Learner

Throughout his career, Satyajit had a common challenge, which was being required to take up new areas or sectors, learn new things, and work with different teams across regions. Early stages of his career, in a large multi-billion-dollar pipeline project, he was asked to handle civil engineering work in the beginning. Being an electrical engineer, he had a choice to decline the role and get it assigned to someone else. Knowing that it’s a new field and even physically challenging since it was extremely critical to give the project execution a headstart, he took up the role with dedication. Learning came from all quarters, and with strong determination that the goal could be achieved, he could contribute significantly to the successful commissioning of the project within time and with significant cost savings. This gave him immense confidence and from then on there has been no looking back. He has driven successfully many transformation programs across many sectors and large companies in Energy & Utilities, Manufacturing, and Smart Cities globally. 

“This has been possible by being open to learning new things, always thinking about innovations, and putting my heart into it when I believe in it with utmost dedication. Success would come in different shapes and sizes but will never elude you,” he confesses.  

Poised for Change

The AI industry, explains Satyajit, is constantly evolving, and it’s expected to undergo significant changes in the coming years. While it’s challenging to predict the future with certainty, several trends and developments are likely to shape the AI industry soon. The biggest changes, he points out, would come in the field of ethics and regulations. As AI becomes more prevalent, there will be increasing attention on ethics and regulations. There will likely be efforts to establish clearer guidelines and regulations for AI development and use to ensure fairness, accountability, and transparency. As we speak there are sweeping changes that have been brought in the USA & Europe regulating AI for making it more transparent and identifying content generated with AI. Efforts to address bias and fairness in AI systems will intensify, with a focus on creating more inclusive and equitable AI technologies

Secondly, he sees it as a civilization gaining pace of surveillance-based society driven by AI. One cannot manage anything without being able to measure the inputs, processes, and outcomes. With every growing urbanization and population growth, every city and town need to be managed with real-time data generated from sensors and cameras and the integration of multiple smart systems. AI would proliferate into cities, towns, and villages with the need for situational intelligence and the design of positive responses from huge data. 

Thirdly, he predicts that AI-based solutions would need to be designed to address global risks and enhance the Water, Food & Health, and Energy Security of countries. 

Skills for the New Age

AI professionals, suggests Satyajit, should cultivate expertise in specific domains (business, consulting, and technology) to excel in their roles. These include proficiency in AI data to decision platforms, strong mathematical and statistical skills for algorithm development, and an understanding of machine learning and deep learning frameworks. Data engineering and data pre-processing skills are crucial for data preparation. 

Additionally, he says, AI professionals in the coming decade should focus on sustainable generative AI, natural language processing, computer vision, and reinforcement learning for various AI applications. Proficiency in ethical AI practices, design thinking, systems dynamics, and problem-solving is vital for innovative product designs and coming out with Minimum Viable Products (MVPs). Soft skills such as communication, collaboration, and adaptability are equally important to effectively work in interdisciplinary teams and navigate the evolving landscape of artificial intelligence.

Championing a Holistic Life

Leading a holistic life in today’s fast-paced world and complex societal construct is feasible, but it can be challenging considering the interconnectedness of various aspects of well-being, including physical, mental, emotional, and spiritual health. In a global role prior to COVID, Satyajit used to travel an average of 150-200 days a year. With COVID and the adaptation to the hybrid mode of working, travel has come down, but with remote working, it has become more intense and intrusive into personal life and homes becoming semi-office. Although it has resulted in a reduced carbon footprint, it has become important to prioritize, set boundaries, and saying no to excessive commitments, and optimize one’s daily schedule. Making time for activities and relationships that rejuvenate you is an absolute must. 

“I am doing my PhD in my interest area of sustainability, following my passion in the field of Wildlife Photography and music, and taking forward my spiritual path. These four things have given me meaningful social connections and provide emotional nourishment and supported holistic wellbeing with a healthy balance to my work life,” he shares.

What he means to say is it is not impossible to lead a holistic life in today’s fast-paced lifestyle and societal construct, however, it requires intentional choices and practices. “In life, it’s about finding your “IKIGAI” – what you love (Passion), what you are good at (Profession), What the world needs (Vocation), and what you can be paid for (Mission). While there will be challenges in finding your “IKIGAI” with occasional setbacks, the journey towards holistic living is a worthwhile pursuit for personal fulfilment and a balanced, meaningful life,” asserts Satyajit.

Focusing on the Goals Amid Inevitable Changes

In a dynamic business world, change is inevitable. Change being the only constant and being a certified change management person, Satyajit considers change as an opportunity for growth coupled with innovation. Also based on his experience there are three most important things that one needs to consider: –

Firstly, a leader would remain a leader if the person were able to see into the future what others are not able to see. Therefore, embracing change and considering challenges as stepping stones toward achieving goals is fundamental. Adjusting the short-term goals for a bigger achievement in the long term is the only way forward. This needs to be executed with a clear vision and goals with a roadmap to follow, even when circumstances change, is important. Never lose sight of the long-term goals both professional and personal. 

Secondly, developing emotional resilience to handle setbacks and unexpected challenges is extremely critical. Not everyone will support you, not everyone will be your friend, learn from mistakes, learn from failures, learn to adapt, and learn to keep adding value to the ecosystem and to yourself. “I strongly believe in what was said in the Movie by Sylvester Stallone to his son “It’s not about how hard you hit. It’s about how hard you can get hit and keep moving forward,” quotes Satyajit.

Thirdly learning should be a continuous process. These days it is easy to find knowledge on any topic, whether it is trends, ongoing innovations, or any topic of interest. Therefore, one should stay updated with the relevant industry trends and advancements. And continuously reskill on the relevant areas. This would help anticipate and ride the wave.

Lastly, Collaborative efforts can provide diverse perspectives and solutions to navigate change. Satyajit recommends conscious effort in building a strong professional and personal network and seeking support from mentors, coaches, peers, or friends. 

“In the dynamic business world, it’s not about preventing change but about how you respond to it. By maintaining a clear vision, adaptability, and a disciplined approach, you can keep a steady head and remain focused on your goals even when the business landscape shifts unexpectedly,” he says.

Inclusive Values

At SAS, diversity and inclusion are not just principles; they are integral to the organizational culture. Satyajit shares that the organization actively encourages diversity through inclusive hiring practices, regular diversity training, and equal opportunity policies. Employee resource groups provide a platform for underrepresented voices to be heard and celebrated. Leadership champions inclusion, and mentorship programs foster growth for all team members. 

“We maintain a zero-tolerance stance on discrimination, ensuring a safe environment for every employee. Employee feedback and continuous improvement initiatives drive our commitment to fostering diversity and inclusion, making it an ongoing, evolving process that enriches our workplace community,” he shares.

Felicitations

Awards and accolades are a testament to the hard work and dedication to the industry that one works for and the thought leadership that one establishes in the region. Over the years, Satyajit has had the privilege of receiving many awards and accolades in recognition of his achievements in the field of data analytics and AI. One notable recognition was being recognized as one of the 10 Best AI Leaders of AI in India, 2023. This award recognizes the 20 years of dedication to this sector, the level of contribution, and the innovation that he has brought to the sector with contribution working across multiple regions and customers.  

These awards and accolades have been instrumental in reinforcing his position as a thought leader in the industry, opening doors to new partnerships and opportunities for collaboration. They also underscore his team’s continued dedication to delivering innovative, data-driven solutions that drive positive transformations for their clients and the industries they serve. “My mission is to bring specialized solutions across the Emerging EMEA and AP region with the right set of innovation and partnerships, and these awards inspire us to pursue that mission with even greater determination and enthusiasm,” says Satyajit.

Eye on the Future

As an AI leader, Satyajit envisions himself and his AI company playing a pivotal role in shaping the future of artificial intelligence. In the years to come, he sees several key areas of focus and growth for both himself and the organization. The growth could be from Advancing AI Research and Innovation, Ethical AI and Responsible AI Practices, Solving Real-World Problems for Energy & Utility, Manufacturing, and Smart Cities sectors, establishing purpose-driven collaborations and partnerships, building citizen data scientists’ ecosystems with education and training, and adapting to emerging trends ranging from sustainability to distributed edge AI.

“My vision as an AI leader is to continue innovating, pushing ethical boundaries, and addressing real-world challenges with AI solutions that is innovative, ethical, and makes a positive societal impact, and I am committed to driving AI technology forward while keeping the well-being of humanity in mind,” concludes Satyajit.

Quote: “In the ever-evolving landscape of artificial intelligence, our commitment remains unwavering: to harness the power of AI for the betterment of humanity, while leading with ethics, innovation, and a relentless pursuit of knowledge. Together, we’ll continue to shape a future where AI transforms the world for the better.”

Dr. Maliha Hashmi: A Renowned Futurist Leader in Healthcare Bringing Positive Change, Wellness and Growth

The recent pandemic might have scared every living soul across the globe. However, it also brought to light the need to work together as citizens of the planet rather than be confined to countries. It showed how imperative it is to share knowledge, technology, and resources to build a healthy world.

As global healthcare gets more intricate and integral in several sectors, it needs the guidance of Globally experienced leaders like Dr Maliha Hashmi. A sought-after globally renowned healthcare and legal consultant and senior executive advisor, Dr. Hashmi is highly capable of providing hands-on leadership and guidance, negotiation, and insightful perspectives and recommendations during strategic planning, research and design, policy development, and implementation of several organizations. Dr Maliha Hashmi is an extremely knowledgeable and passionate globally renowned healthcare futurist, advocate and change agent.  She is extremely accomplished, well regarded and networked globally, with an interest to bringing positive social impact in the healthcare space.

Recently recognized as one of the Top Seven Most Talented Female Health Leaders of the MENA region, Dr Hashmi is also listed as one of the top 20 women in the Nation in the United States of America for top achievements making it into the Who’s Who in America List.

Keynote speaker and leading authority in the health, wellbeing, and biotech industry, Dr. Hashmi is well-known as one of the dedicated and esteemed leaders in the region who is committed to bringing positive change, wellness and growth.

Her achievements leave no doubt in our minds as we feature her as one of the Top 5 Iconic Women Leaders in Business World In 2023

In conversation with Dr. Maliha Hashmi:

CIO Times: Give a brief overview of your professional journey. What made you choose your current industry?

Dr. Maliha Hashmi: My professional journey has been an exhilarating exploration of the future of global health and wellbeing. Driven by a fascination with the intersection of human wellness and innovative possibilities, I chose the global health industry as my canvas to paint a vision of a world where wellbeing is seamlessly integrated into every facet of life. My passion & drive has been, is and continues to be to positively impact and improve lives and to play a big role/part in helping people to live happier, healthier, self-empowered, fuller lives with a tool that not only helps people but unites them too.

As a healthcare executive, I think it’s very important to create a healthcare-related diplomacy where the world can be united by helping each other through healthcare as well. Also, I believe, Healthcare brings together all aspects, all fields (tech, legal, pharm, engineering, etc) and all stake holders together for a worthy cause – to help improve the quality of life. In my eyes, Healthcare is also universal and has no borders or boundaries across age religion ethnicity, it in essence can be the common denominator that unites the world together. My professional journey has been an incredible adventure, and I am grateful for the opportunity to work in an industry that is so deeply meaningful to me. I am passionate about using my skills and knowledge in health, law, business, and medicine to make a positive impact on the world, and I believe that the global health industry is the perfect place to do that.

CIO TIMES: Describe your working style in a few words?

Dr. Maliha Hashmi: My working style is a fusion of visionary futurism and practical collaboration. I envision a future where the boundaries between medical disciplines blur, and I collaborate with experts from diverse fields to create a comprehensive tapestry of holistic health solutions. Being a visionary for healthcare in particular is very important –to think big, really big. You have to be a dreamer and a doer to make that moon shot happen. In short, my working style is collaborative, visionary, and adaptable. I thrive on bringing diverse minds together to envision a healthier and more compassionate future.

CIO TIMES: Brief us about your current role. What unique or fresh ideas have you introduced   in your capacity?

Dr. Maliha Hashmi: In my current role as a Senior Executive Advisor for government, private, and public entities, I act as a bridge builder, connecting the dots between different sectors of the healthcare system including but not limited to redesigning health systems, global collaborations, partnerships, investments, transformation, digitalization, streamlining processes, education, research and innovation. I am passionate about breaking down silos and fostering interdisciplinary collaboration. I have introduced platforms that facilitate real-time information sharing among medical professionals, researchers, and even AI systems, leading to faster diagnostics and more personalized treatment plans. In some of the world’s biggest giga projects, I have designed health systems and hospitals that are more seamless “smart hospitals” and “wellness sanctuaries” with a look feel and smell that is different from what is perceived as the typical “hospital” for many.

I am also a catalyst for change in the global health landscape. I champion holistic approaches to wellbeing, emphasize the importance of mental health, and integrate love and empathy into healthcare practices.

CIO TIMES: What is the biggest challenge you have faced in your career? How did you overcome it and what did you learn from it?

Dr. Maliha Hashmi: Personally, I believe challenges are really “opportunities and learnings”.  The most significant “opportunity” I have encountered in my career has been dismantling the entrenched silos within the healthcare industry. This required not only advocating for a more interconnected approach, but also developing sophisticated AI-driven tools that could analyze and synthesize data from various sources, enabling a more holistic understanding of patients’ health.

Another major “opportunity” I have had has been advocating for a paradigm shift towards holistic wellbeing in a traditionally structured industry. This required unwavering determination, building strong alliances, and showcasing the tangible benefits of a more compassionate approach. I have learned that persistence and collaboration can drive transformative change.

Finally, navigating my role as a young female senior executive leader has presented a unique “opportunity” within our societal norms. They have provided me with a valuable platform to demonstrate my skills and capabilities, fostering personal and professional growth along the way.

CIO TIMES: The healthcare industry was under tremendous pressure and scrutiny due to the recent pandemic. How has it changed the industry in your view?

Dr. Maliha Hashmi: The recent pandemic accelerated and enabled digital transformation in the healthcare industry. It highlighted the need for advanced technologies like telemedicine, wearable health trackers, and predictive analytics. These changes shifted the focus towards proactive and remote healthcare, fundamentally altering the landscape of the industry.

The pandemic also forced the healthcare industry to prioritize resilience, telemedicine, and rapid response strategies. Furthermore, Wellness has emerged as a key talking point during and after the pandemic. Millions worldwide have experienced challenges resulting in an adverse impact on their overall wellbeing. It also highlighted the need to address mental health on a global scale, leading to a more comprehensive view of healthcare.

CIO TIMES: How can people, in their individual capacity, help themselves against the rising healthcare cost? Would you like to share few suggestions?

Dr. Maliha Hashmi: There is a need for an immediate focus shift to proactive preventative care rather than reactive care. There needs to be a paradigm shift in individuals and systems where the focus becomes on “health-caring systems” and not sick caring system. Healthcare systems need to focus on home care, and give individuals the tools they need to take control over their own health and well-being. Now more than ever before there is a need to create greater access to healthier food and to pave way for the public for healthier living. Hence, It is very important to educate populations on how to eat healthy and maintain an active lifestyle. Doing this would also support individual empowerment and proactive prevention.

To combat rising healthcare costs, individuals can empower themselves by embracing preventive and personalized health measures, such as eating healthy, exercising and practicing self-care. Individuals can also leverage wearable health technology to monitor their health proactively, adopting AI-powered tools for early disease detection, and actively participating in telehealth consultations for regular check-ups.  Individuals can take control of their health costs by focusing on preventive measures, adopting healthy lifestyles, and staying informed about available healthcare options. Investing in mental and emotional wellbeing can also lead to long-term cost savings.

CIO TIMES: What, according to you are the current challenges hindering the progress of your industry and their potential solutions?

Dr. Maliha Hashmi: The healthcare industry’s progress is hindered by resistance to change—however this is improving more now than in the past, fragmented data systems, and slow integration of AI-driven solutions. Solutions involve fostering a culture of innovation within healthcare institutions, incentivizing data-sharing among providers, and investing in AI infrastructure to enhance diagnostics and treatment. 

Another area of growth and change includes tackling healthcare accessibility disparities and the resistance to embracing technological advancements. With more and more technological advances, there will be an essential need to pay attention to how the workforce will be transformed in the process. There will be a need for ensuring that there will be balanced inclusion of both genders and to reduce the discrepancy of knowledge between technology and humans. Consequently, there is a global need for more training for all health staff on the technological advancements that are rapidly occurring.  Solutions involve targeted policies to bridge gaps, investments in digital health infrastructure, digital training and proactive public education.

CIO TIMES: What are some of the positive changes you wish to see in the industry in the coming years?

Dr. Maliha Hashmi: I envision a future where healthcare transcends physical borders and seamlessly integrates technology and compassion. I am a big believer in humanizing technology and using it to promote a healthier happier living for all. A world where AI-powered virtual health assistants provide personalized, real-time guidance, and where multidisciplinary collaboration is the norm, resulting in more accurate diagnoses and effective treatments. I also aspire to see a future where healthcare is universally accessible, preventive measures are mainstream, and love and empathy are integral components of every medical interaction.

CIO TIMES: What would you like to advise the budding entrepreneurs through our magazine?

Dr. Maliha Hashmi: To budding entrepreneurs, I offer this advice: Be audaciously imaginative in envisioning the future of healthcare. Embrace AI, telehealth, and interconnected systems to revolutionize medical practices and further humanize technology. Infuse your endeavors with empathy and love, understanding that at the core of every technological advance should be the wellbeing of humanity. To budding entrepreneurs, I advise embracing empathy-driven innovation, staying resilient in the face of challenges, and nurturing a deep sense of purpose. Your passion can be a catalyst for positive change.

CIO TIMES: What is that one quote you absolutely live by or find helpful?

Dr. Maliha Hashmi: As the great poet Rumi said, “Wherever you are, whatever you do, be in love.” Do everything with passion, drive, and excellence. The biggest barriers people face are often internal, not external. We need to unleash our potential by overcoming the barriers within us and loving with full potential—work, people, relationships, and more.

In the end, only kindness matters. Compassion and empathy should be at the core of everything we do, especially in the realm of global health and wellbeing futurism. This is my drive to imagine and create a future where healthcare knows no bounds, where wellness is accessible to all, and where the beauty of compassionate innovation thrives.

Quote: “No health system is perfect. Nations can strive to learn from one another and build better healthcare systems not just for patients and their families, but also for the physicians, the nurses, pharmacists, providers and payers.”

Abhishek Gilara: Sustaining a Century-Old Legacy with Commitment to Quality and Craftsmanship

Carrying on a legacy requires respect for tradition and an eye toward innovation. It involves honoring the values, achievements, and vision of the past while adapting to modern challenges and opportunities. It demands a commitment to excellence and a passion for continuous improvement. It requires strong leadership skills to inspire and mobilize teams toward a shared vision. Carrying on a legacy is about maintaining a dynamic balance between preservation and progress, ensuring that the values and vision of the past continue to illuminate the path forward.

As a legacy bearer adept at navigating change, balancing respect for established practices with the need for innovation, Abhishek Gilara serves as the visionary Managing Director of Rambhajo’s, a prestigious jewelry brand with over a century of legacy in the industry. Abhishek is joined by his brothers Nitin, Prateek, and Vipul as Company Directors. Under their leadership, Rambhajo’s has expanded its global footprint, becoming a leading name in bridal jewelry known for its exquisite craftsmanship and commitment to quality. He has recently launched Advit Jewels as well expanding Rambhajo’s lineage. 

Rambhajo’s is a renowned jewelry brand with a rich heritage dating back to 1921, when it was founded by Shri Kishan Das Gilara in Jaipur. Known for its exquisite craftsmanship, Rambhajo’s specializes in Kundan, Meena, Polki, and Jadau bridal jewelry. Over the years, the brand has expanded its reach, serving clients worldwide with its high-quality, heirloom pieces.

Today, Rambhajo’s continues to blend traditional artistry with modern designs, catering to both contemporary and traditional tastes. The company prides itself on using the finest materials and maintaining a commitment to quality and authenticity. With a legacy spanning over a century, Rambhajo’s remains a trusted name in the jewelry industry, synonymous with aesthetic artisanship and timeless elegance.

Taking Ownership

Abhishek’s journey is marked by a blend of tradition and innovation, as he continues to elevate the brand while honoring its rich heritage. Beyond his business acumen, Abhishek is dedicated to social causes, supporting orphaned children, and empowering underprivileged communities through skill development. His multifaceted approach to leadership and community engagement makes him a prominent figure in both the jewelry sector and philanthropy.

Born into a family with a century-old legacy in the jewelry industry, it became a natural path for Abhishek. From a young age, he was exposed to the art of craftsmanship, heritage, and the joy of bringing beauty and meaning to people’s lives through jewelry. Over time, his professional journey evolved, combining tradition with modern business practices, embracing innovation, and expanding Rambhajo’s reach across five continents. The creative challenges and the opportunity to preserve the heritage while continuously evolving are what made him embrace this industry wholeheartedly.

The biggest challenge, when he joined the company, was modernizing the family business while preserving its deep-rooted traditions. Balancing heritage with innovation was a daunting task, as it meant making changes that sometimes met resistance. Abhishek overcame this by fostering open communication, respecting the wisdom of previous generations, and introducing new ideas through gradual change and collaborative leadership. This experience taught him that true transformation comes from balancing respect for the past with the courage to innovate for the future.

Handling with a New Perspective

Today, as the Director of Rambhajo’s & Advit Jewels, Abhishek leads a legacy that spans over a century. Renowned for its exquisite Kundan, Meena, Polki, and Jadau bridal jewelry, the company has earned the trust of clients worldwide. With a strong heritage and a dedication to superior craftsmanship, Rambhajo’s & Advit Jewels stand as a beacon of excellence in the industry.

It nearly took him 5 years to transform the way things worked at Rambhajo’s. The transition from an old-school methodology of running the business to the new corporate-style setup took time, resilience, and a strong conviction on Abhishek’s part. His key competencies and responsibilities include:

  • Internal Operations: Managing day-to-day operations to ensure efficiency and smooth functioning.
  • IT: Implementing and managing technology solutions to streamline processes and enhance customer experience.
  • Manufacturing and Production: Overseeing the production of high-quality jewelry, maintaining a balance between traditional techniques and modern standards.
  • Marketing and Collaborations: Developing and executing effective marketing strategies to reach target audiences and foster partnerships with industry leaders.

Handcrafted Perfection

Rambhajo’s & Advit Jewels is recognized as a premier wholesaler specializing in Kundan, Meena, Polki, and Jadau bridal jewelry. With a rich heritage spanning over 103 years, it has served more than 850,000 clients globally in both wholesale and retail sectors. Its expertise is particularly strong in bridal jewelry and it is renowned for its exquisite craftsmanship. Its unwavering commitment to quality and customer satisfaction has established us as a trusted name in the industry.

Abhishek’s passion as a master artisan is dedicated to creating stunning jewelry. From his atelier in Jaipur, he meticulously selects each diamond and gemstone, ensuring that only the finest materials are used in his masterpieces. Abhishek’s keen eye for unique designs and his dedication to quality have solidified Rambhajo’s as a prominent name in the Indian jewelry industry. His creations, celebrated for their exceptional beauty and craftsmanship, have won the admiration of discerning customers across the country.

Planning Growth and Diversification

To accelerate growth, Abhishek plans to invest further in digital transformation, customer engagement, and creating new collections that cater to evolving tastes while maintaining Rambhajo’s traditional craftsmanship. Leveraging AI-driven solutions for personalized customer experiences, expanding its global network, and deepening relationships with clients through exceptional service are also part of his strategic roadmap. Additionally, focusing on sustainability and ethical sourcing will strengthen its market position.

Abhishek is committed to positioning Rambhajo’s and Advit Jewels as global leaders in the jewelry industry. His dedication to building a strong team and enhancing technologies and strategies is all geared toward producing exquisite and exceptional jewelry. Rambhajo’s & Advit Jewels has not only solidified its presence in the jewelry sector but has also ventured into real estate, opening a new chapter in its growth story. Under Abhishek, Nitin, Prateek and Vipul’s leadership, the family business has expanded through Janak Nandani Build Homes Ltd., showcasing a forward-thinking approach.

This real estate venture focuses on:

– Developing approximately 2,500 Low-Income Group (LIG) flats, providing affordable housing solutions.

– Designing and launching farmhouse schemes for luxurious living spaces.

– Engaging in land sales, creating opportunities for investment and residential development.

This diversification highlights the company’s commitment to creating value beyond jewelry while contributing to the real estate landscape with both affordable and aspirational housing solutions.

Fitness for Mind and Body

Abhishek, a published author, has his path characterized by a profound journey through personal growth, self-discovery, and the significance of everyday experiences. His 20 books and biography cover a wide range of topics, from the simple act of washing clothes to the deeper lessons learned from business failures.

For Abhishek, writing has become an unexpected yet powerful means of understanding leadership and personal development. Although he never initially set out to write, his life experiences have profoundly shaped his perspective. Growing up with a mother who is an unpublished writer instilled in him a deep respect for the written word.

Throughout his life, Abhishek has faced numerous challenges, rejections, setbacks, and hardships. However, he has remained dedicated to addressing his weaknesses. He has consistently invested in his personal growth, starting with small purchases of books and courses, eventually leading to significant investments in self-improvement.

Writing has become his platform for sharing these valuable experiences and lessons. Through his books, he documents solutions to the challenges he has encountered, believing that these stories can inspire and help others achieve success in various aspects of life, just as they have empowered him.

2020 marked a year in Abhishek’s life when he turned the period into an opportunity for self-improvement focusing on two key areas: fitness and education. To date, he maintains a highly disciplined lifestyle, meticulously planning his day down to the second. Rising at 2:30 AM and retiring by 8:30 PM, he follows the diet and guidance provided by his mentors strictly. He is also mindful of the content he consumes, including what he listens to, watches, and discusses. This level of discipline allows him to manage all aspects of his life without compromise. For Abhishek, adhering to a strict schedule is crucial for fulfilling his responsibilities effectively, ensuring that both his personal aspirations and professional commitments are met harmoniously. Fitness is an integral part of Abhishek’s lifestyle. He actively promotes fitness through online camps organized with his coach. He is a long-time member of Tony Robbins’ Arena Circle and has engaged in online mentoring sessions with Robbins himself.

Leading a Holistic Life 

Abhishek agrees that leading a holistic life is challenging. However, he feels it is entirely feasible with the right mindset. It requires prioritization, discipline, and conscious effort to maintain balance in all aspects of life—physical health, mental well-being, family, spirituality, and professional growth. In today’s fast-paced world, he focuses on routines, avoids unnecessary distractions, and creates meaningful connections with mentors and spiritual guides. By aligning daily actions with a greater purpose, it becomes possible to lead a holistic and fulfilling life.

For him, the key to maintaining focus and steadiness lies in clarity of purpose, self-discipline, and adaptability. Abhishek grounds himself in a strong vision, breaks down goals into achievable steps, and regularly reassesses strategies to ensure relevance in changing circumstances. Practicing mindfulness, seeking guidance from mentors, and learning from every experience—whether success or setback—keeps him centered and resilient amidst change.

Social Upliftment

Abhishek’s commitment to social welfare is demonstrated through his steadfast support for 30 orphaned children, guiding them toward independence and self-sufficiency. His involvement extends beyond financial aid; Abhishek plays an active role in their development, offering education, emotional support, and essential life skills. By focusing on their holistic growth, he empowers these children to lead dignified and self-reliant lives, underscoring his dedication to giving back to society and making a lasting, meaningful impact.

Through focused training and mentorship, he has empowered 400 underprivileged individuals to become skilled artisans. By providing them with the necessary craftsmanship and stability, he enables them to support themselves and their families, showcasing his commitment to social empowerment and economic upliftment.

Accolades

Rambhajo’s & Advit Jewels has been recognized for its exceptional craftsmanship and innovation, earning numerous accolades. The list includes but is not limited to:

  • Inspiring Indian Leader – By Business Today 2024
  • Leader Of Tomorrow 2024 By The Times Seaboard Summit 2024
  • Featured In Forbes 2024
  • IAF Atmanirbhar Bharat Award 2024
  • India’s Greatest Leaders 2024 Award By AsiaOne Magazine
  • Featured in INDIA TODAY Power List 2024
  • International Visionary Award 2024 
  • Rambhajo’s recognized by Her Excellency Laila Rahhal El Atfani, Goodwill Ambassador and Crown Senator of The Royal House of Queen Sheba, For Excellence in Wedding Jewelry.
  • Core Value Award By Corporate Connections 
  • Business and Community Award 2024 for Entrepreneur of The Year

Prestigious Memberships

As Director, Abhishek Gilara seamlessly merges entrepreneurial drive with a strong sense of social responsibility. He actively participates in several esteemed organizations in Jaipur, significantly contributing to both business growth and community development.

His notable memberships include:

  • Corporate Club: Recently served as Experience Chair, where he promoted professional growth and networking opportunities.
  • Young Jewellers Organisation of Jaipur: Mentoring the upcoming generation of jewelers and guiding their professional journey.
  • Gem & Jewellery Export Promotion Council (GJEPC): Serving as an All India Member, he contributes to the international expansion of India’s gem and jewelry industry.

Additionally, Abhishek heads a trade committee within a network of 17,000 BMP businessmen, fostering collaboration and creating new business opportunities.

Looking Forward

Abhishek sees Rambhajo’s & Advit Jewels continuing to grow as a global leader in luxury jewelry while preserving its rich heritage. We aim to expand our presence in new markets, introduce innovative collections, and lead the industry in sustainability and craftsmanship. Personally, I aspire to continue growing as a leader and mentor, creating positive change within the industry and beyond.

Quote: “Keep planning and keep failing; the few plans that succeed lead to numerous successes. Never stop planning.” 

Quote: “Perseverance and adaptability are the keys to sustained success, and every step—successful or not—brings valuable lessons.”

Rochelle Noone: Empowering Equality and Leading with Empathy

Healthcare organizations recognize the significance of Inclusion, Diversity, and Health Equity (IDHE) as essential strategies. Their goal is to ensure that the communities they serve receive attentive, well-represented, and compassionate care. Stanford Medicine Partners (SMP), a medical foundation established by Stanford University School of Medicine and Stanford Health Care (SHC), actively embraces diversity by fostering an inclusive culture that values professional fulfillment and respect. Its commitment extends to caring for the diverse population across the San Francisco Bay Area, where excellence serves as its standard of care.

“Together, we contribute to healing humanity through science and compassion, one patient at a time. We emphasize the importance of creating a clear roadmap and strategic plan to advance IDHE initiatives, setting a strong foundation for equitable healthcare,” shares Rochelle Noone, Vice President of Human Resources, Diversity & Inclusion at Stanford Medicine Partners.

IDHE – A Strategic Priority

Stanford Medicine Partners (SMP) is the medical foundation for Stanford Medicine and is comprised of three medical groups with 40 ​​locations and over 35​0 board-certified primary care and specialty care providers located across the San Francisco Bay Area communities. Stanford Medicine Partners was born out of the aspiration for Stanford Medicine and local, leading providers to partner together to bring high-quality care to patients within surrounding communities. Together, they are committed to delivering outstanding, leading-edge care to patients.

The Stanford healthcare system developed a Commission on Justice and Equity in 2021 to establish a foundation for addressing DEI in the community. Recommendations from that committee were Rochelle’s motivation to create a DEI Steering committee comprised of a varied group of leaders. She, along with her team, developed a strategic plan to begin focusing on advancing efforts on inclusion and belonging. The pillars of their strategy include:

  • Integrating DEI throughout the organization
  • Investing in our People
  • Measuring for Accountability and Success
  • Engaging Deeply Within the Communities We Serve
  • Achieving a Diverse Organization with Just and Equitable Practices

A Focused Leader

With more than 20 years of leadership experience in healthcare, Rochelle has honed her expertise in organizational effectiveness, employee relations, and engagement. She earned her BA in Communications from the University of Memphis and her master’s degree in Human Resources and Organizational Development from the University of San Francisco. Rochelle is a certified executive coach and facilitator, and she also holds a Certificate in Diversity and Inclusion from the Yale School of Management.

Throughout her career in human resources, Rochelle has been driven by a commitment to fostering a workplace environment where individuals can thrive. She aims to be a steadfast advocate for employees, ensuring that their voices are heard, and concerns addressed. She prioritizes employee well-being and tries to lead by example.

Before joining SMP, Rochelle served as the Vice President of Human Resources at Planned Parenthood, where she spearheaded the development and execution of the organization’s strategic HR plan. Her initiatives fostered a cohesive organizational culture, and she facilitated workshops on Planned Parenthood’s diversity program, known as the Mind Sciences on Difference. Prior to her role at Planned Parenthood, Rochelle was the Director of Human Resources at Telecare Corporation, a behavioral healthcare organization. There, she oversaw generalist HR practices, devised employee engagement strategies, and led labor-management negotiations.

Rochelle’s expertise extends beyond the workplace. She has been a featured speaker at events such as the DEI Solutions Global Inclusion Forum in April 2021, Skillate’s Virtual Summit on Inclusion & Diversity in December 2020, and the American College of Healthcare Executives (ACHE) Conference in March 2022. Currently, Rochelle serves as an Advisory Council Member at Cal State East Bay and is an active member of the Stanford Medicine Diversity Cabinet.”

An Agile Supportive Approach

As a servant leader, Rochelle’s focus is prioritizing the needs of her team, recognizing their unique strengths, and creating a sense of belonging. She looks beyond the day-to-day realities in order to help guide the team’s goals. She aims to create a positive, inclusive work environment that promotes personal and professional development.

Rochelle approaches new or unfamiliar challenges with a strategic and methodical mindset. She ensures that she understands the nature of the task, engages with subject matter experts and stakeholders as needed, and creates a plan. Feedback along the way is a crucial element, as she is always ready to pivot and adapt the plan as new challenges arise.

“My involvement with professional associations allows me to learn from other organizations and collaborate with my colleagues to ensure I am prepared for continuous growth. I work in a dynamic and ever-changing industry and the ability to be nimble, and pivot quickly is crucial,” says Rochelle.

Sailing Through Hurdles

Even when the strategies were in place, implementing the DEI initiatives has been a task filled with challenges. Rochelle shares how she overcame them:

1.     Addressing Staff Fear and Representation: In response to staff apprehension about freely expressing themselves, the organization took a proactive step. Rochelle decided to conduct a DEI survey. The purpose was to gain deeper insights into the current organizational climate. While the survey data confirmed a diverse workforce, it also revealed a significant gap in leadership representation.

2.     Sustaining DEI Efforts through Action: The leadership team expressed concerns about maintaining momentum in the DEI initiatives. Recognizing that employees expected tangible results, her team established a dedicated DEI department. This department’s role is to facilitate and drive efforts related to diversity, equity, and inclusion within the organization.

“Today, I can say that we have six Belonging & Engagement (ERG) groups that are thriving. We’ve created Core Equity Values, a DEI peer Recognition program, monthly celebrations, and conducted a second DEI survey. Our second DEI survey shows that we have moved the needle in a lot of areas. We now include a category for DEI on our annual performance evaluations and participate in the Stanford Medicine Diversity Cabinet, and Health Equity Council,” says Rochelle.

While a great deal of progress has been made, there are still many opportunities for improvement. She emphasizes that it is important not to lose momentum and ensure that the organization continues to prioritize these efforts.

Creating Inclusive Spaces

Rochelle and her team at SMP have created several trainings that are mandatory for leaders. These trainings are customized to address the specifics of working in a community healthcare environment. They continue to revise and update the training so that they can incorporate the learnings into future initiatives in the DEI space.

To measure the effectiveness and success of their training, they do frequent surveys. They also conduct focus groups and review the data in the HCM systems. These efforts help them understand the demographics, and what the needs are to help them with their path forward. At SMP, they will continue to promote diversity by implementing unbiased recruitment and selection processes, and regular training on inclusivity and belonging. They are always open to reviewing the policies to ensure they support diversity and inclusion and facilitate open and honest communication.

“Going forward, some potential goals and objectives will include a focus on recruitment and retention; making sure we hire the right talent, and diversifying our candidate pool. Engagement and well-being is also a strategic goal. We hope to increase our employee engagement scores, conduct bias and cultural competency training, and create an environment of wellbeing by focusing on the concept of a Just Culture,” concludes Rochelle.

A Quote to Live By:

“It is a common quote, but one that truly resonates with me; “if you want to go fast, go alone; but if you want to go far, go together”.

Rafael Dietsch: An Analytical, Metric-Driven, and Hands-On Leader

Of all the wonderfully amazing tools that we use in a day, none is as complex and amazing as the human brain. Every other tool, whether physical or digital that we use today, is but a product of the human brain’s imagination and innovation power. Rafael Dietsch, CEO & Founder, of GenXC Group, concurs. He believes that the most important tool his team uses is their engineering brains. One of the things that he admires about Elon Musk and his teams is how much they leverage technology that has become affordable. Technology that is reliable to perform a task or function that otherwise needs a piece of equipment that is much more expensive. At GenXC, he follows a similar approach. His core team expands the use of multiple technologies and leverages the internal systems and combines all that information and makes it useful for the rest of the team. This allows them to accelerate how information (hand-offs) is passed between team members effectively reducing the time and investment required to accomplish milestones and the overall project. This also allows them to provide a better service and keep their prices competitive.

A Steady Growth

It took Rafael about 6 years to take GenXC on the doorway to success. This was achieved due to his and his team’s consistent efforts.  One has to show up every day, do what is right, understand their industry to the best of their possibility, and only do projects that make business sense. This, of course, is easier said than done! Especially at the beginning of a new business where an entrepreneur is focused on growing. It might feel like they need every opportunity available, but the reality is that one bad opportunity can set the business back several years.

The success mantra, as per Rafael is “Make sure you have the right team for the job and that you partner with the right people and companies. Great opportunities with the wrong partnership are undoubtedly a recipe for disaster. It might look good at first but eventually, these will fall apart.”

The cornerstone of GenXC is the delivery of high-quality engineering services and industry-leading solutions geared toward streamlined processes and timely delivery to their clients. GenXC’s operations started in 2016, working with subcontracting firms in the field of Make-Ready Engineering (‘MRE’), Pole Loading Analysis (‘PLA’), and Fielding Surveying. After exceeding client expectations on projects in the southeastern United States, GenXC was invited to consult and head multiple projects, expanding across the continental United States – as far as California. Their MRE, PLA & Fielding department became the bedrock from which they expanded their capabilities.

A Focus-Driven Leader

Rafael is the design and creative force behind the institution’s products and services. He leads by example as he is the first one to start the day and the last one to leave the office. A hands-on leader, he has no problem working side by side with any area of the company. He encourages team efforts and a family environment; many of GenXC’s employees that have worked in other companies have mentioned that the team truly feels different from other companies and that they feel they are really part of the GenXC family. “We have a highly experienced executive team and they have been the key to the success of the company,” he says.

He encourages and supports innovation. GenXC has been able to be ahead of the competition because Rafael and his team are constantly looking for the best tools for the job and when they don’t exist, they innovate and create those tools. They currently have several proprietary tools that give them a competitive advantage over some of their competitors.

Rafael often tells his team that their goal is to exceed customers’ expectations. Simply delivering a project based on project specifications is just not enough for him. “Our customers are already paying us to deliver to their expectations! We need to push ourselves to go beyond those! I don’t necessarily mean to go outside the project scope as this wouldn’t be fair to us. But this helps us close the next business, it is directly related to the effort of each team member, and is important that they feel part of this effort,” he asserts.

Due to the integration of several of their systems, GenXC can provide substantial analysis by correlating this data and then leverage it to provide their customers with additional useful information about their network or build that otherwise would not be possible. Their integrated solution gives them the opportunity to give the customers something extra. They give them “the extra mile”.

Growing as a Leader

It is often said that “the journey” is part of the experience. From his regulatory side, Rafael learned that there is often more than one perspective to every problem. This undoubtedly made him a better leader as he’s always open to other points of view.

From his corporate experience, he was blessed to be a part of an organization that focused on getting the right data and supporting your ideas with data. This experience helped him strengthen that aspect that he learned from his career.

From his years in business, he has learned that there is more than one way to make a business proposition a win-win situation for all parties involved. When you are doing business honestly, people can feel the difference and work with you to get you closer to that win-win scenario. This means that there will be occasions where the business might not make sense. If that is the case, and all scenarios have been on the table, then it is time to walk away from that opportunity because it is not a good fit for the company. 

Rafael is very open to new partnerships with other companies and customers. “I always say in my conversations that our partnerships are two-way.” “I encourage our partners to grow and expand with us. We help our customers not only with the services we provide, but also trying to drive new business opportunities for them,” he says.

Helping Employees Grow

GenXC Group has established continuous education programs implemented where training has become a part of the company culture. They established GenXC University almost 5 years ago and it has become a key ingredient for their success. It has evolved to practically an individual entity. Part of GenXC’s culture is to treat each other like family and this entity plays an essential role in their personal and professional growth. “We encourage our team members to participate in these programs. Their direct leaders believe they will benefit from some of the classes that are assigned to them. This also allowed many people to discover another area of the company where they are a better fit or that they would like to learn,” clarifies Rafael. Another important aspect is that although most of the training is focused on business, some of these programs are also dedicated to personal growth.

Talking about the use of six sigma, he says that GenXC uses an interesting approach; they leverage a lot of the six sigma tools with a twist to accelerate some of these results by customizing some of these tools to their business. Everyone in a supervisory role understands the importance of comprehending their respective metrics, their contributions to the project, and the ultimate project goal.

Words of Wisdom

Here’s what Rafael has to say to young entrepreneurs:

“In any business, it’s important to pay attention to the small changes in the industry. This allows leaders and companies to adapt to them and thrive as the market evolves.”

“Treat all your customers (internal and external) with respect and be fair. This is key for long-term relationships and directly related to the effectiveness of the team. Everyone cooperates when they feel treated with respect, and they feel they are part of the solution.”

Upcoming Plans

Being ahead of the competition on the services, quality, and delivery times for their projects has always been the advantage that GenXC has enjoyed. Being ahead in any industry takes a lot of dedication and is not easy. This in part has been possible due to the company culture of treating everyone with respect (like family) and not being afraid of innovation.

The GenXC team is excited by its current opportunities and projects. Their industry is exploding, and they are well-positioned to collaborate in full turn-key projects for their customers. “We have carefully built the teams and tools we needed to support our customers’ projects completely with in-house resources. This not only benefits our customers’ projects because we will always do the right thing for their projects and second because we control the quality and schedule. Leveraging our internal resources, we also keep costs reasonable for our customers,” concludes Rafael.

Priyan Meledath: A Performance-driven, Visionary and Insightful Leader

Amlak International Financing Company is the leading and the first company which was granted a license to engage in real estate financing activities in Saudi Arabia by the Saudi Arabian Monetary Agency “SAMA”. Amlak International carried the flag to provide innovative real estate financing solutions for individuals and companies sectors, recently AMLAK finance company started granting personal loans as well to individuals in accordance with the standards and provisions of Islamic law. 

As the Head of IT at Amlak International for Real Estate Finance Company, Priyan Meledath, and his team ensure that the services of the company are aptly supported by technology to meet the accelerated and unique demands of the modern world.

His Journey, so Far

Priyan Meledath started his IT career in the year 1992 in a technical role from the root level, His first job was as a trainee instructor in a very small computer training institute, back in Calicut, Kerala, India. Later moved to multiple software development companies and then in 1995 started a new venture joining hands with his couple of friends, an IT training school and a software development firm that largely focused on the development of retail commercial applications. 

His tryst with the Banking Sector started as a Systems Analyst/Programmer with one of the Iranian governmental banks in UAE. “I had a great supporting Manager, with the guidance and freedom he gave me in my early days, I was able to study a lot on IT infrastructure and networking. Over the years I gained fairly good knowledge in IT infrastructure, Networking, ICT, and Security, this diverse experience certainly served very valuable foundation for my later roles,” he says.

In 2007, Priyan moved to the Kingdom of Bahrain, joining one of the local banks as Head of IT to be part of a progressive Top Management team. Successfully architected, designed, and deployed entire ICT systems for the bank’s new building. He Established a complete information security management system, governing corporate security based on international best practices, and became the first bank in the kingdom to certify ISO/IEC 27001:2005 in 2008 and later upgraded to ISO/IEC 27001:2013.

In 2018, he moved to Riyadh, Kingdom of Saudi Arabia, joining Amlak, one of the biggest Real-estate financing companies as Head of IT. Over the years, Priyan has demonstrated success across all the banks he worked with, managing Technology, Operations, IT Infrastructure, IT/Cyber Security, IT Risk management, Project Management & Delivery, etc. 

Leading with Innovation 

As the current Head of IT at AMLAK International, Riyadh, KSA, one of the biggest NBFCs in KSA regulated by SAMA, Priyan’s job responsibilities involve managing and strategizing the use of technology to help the organization grow in scale and become more successful. This includes everything from planning and executing projects to overseeing IT security, and IT infrastructure, developing the organization’s IT vision and translating it into actionable goals, and overseeing daily IT operations.

Alongside his team, Priyan is responsible for tasks like development, testing, hardware, and network installation apart from the high-level management role. This hands-on experience combined with years of strategic management oversight helps him in managing IT. “I am grateful to be surrounded by excellent talents. I always have trust and confidence in the team that I work with. I see myself as a supporting individual who helps my team to achieve the organization’s goals,” says Priyan.

Today’s competitive landscape heavily relies on innovation and technology. Amlak International practices optimizing the use of digital tools in the workplace widely and implementing technology-based solutions in the workplace. Implementation of right-fit core applications, workflow automation, real-time data analysis, cloud migration, automation using RPA tools, AI tools for Data analysis, cybersecurity improvements, etc. optimizes IT operations and security to create efficiencies thus maximizing revenue. “Our company is constantly looking for new ways to innovate and experiment within the organization. We greatly encourage a culture that values innovation and embraces creativity. Innovation certainly allows adaptability, fosters organizational growth, and separates business from their competition,” shares Priyan.

The Challenges

Technology is one of the specialized domains that keeps changing almost every moment. Per Priyan, aligning the IT and Cyber security goals around the company’s goals, vision, and strategy is a challenge. It involves knowing and understanding where the company is moving towards. One also needs to understand and balance technological investments with the given budget which is an ongoing challenge across the industry. “The deadlines from top management and regulators need not always be reasonable, satisfying the immediate requirement of expertise, devices, and tools while within such limitations is always a challenge,” he shares.

Looking Forward

We are all in a very interesting time, technology and AI are evolving. The BFSI sector is changing faster than ever, competition is global and digitalization is everywhere, everyone demands flexible, easy, and faster services at their fingertips. 

Automation of multiple IT and Business processes using Robotic Process Automation (RPA) tools, Cloud migration, AI tools for Data analysis, Cybersecurity improvements, etc. will be our main focus.

Advise for the Young 

“Surround yourself with a supportive network, Embrace any failures as an opportunity to learn and grow on the path to success. Having a growth mindset certainly allows you to adapt and innovate which are the most important skills for a successful career. Continuous learning, career development programs, Professional certifications, and professional networking play a crucial role in keeping up with industry trends and advancements.”

Quote: “There is nothing that beats hard work and honesty, they are the primary ingredient, Success is not final; failure is not fatal: It is the courage to continue that counts.”

Veronika Höller: Reforming Leadership with Empathy and Vision

Leadership is not about being in charge. It’s about taking care of those in your charge.” – Simon Sinek

In a world where leadership is often equated with power, control, and relentless pursuit of goals, a different narrative quietly thrives. True leadership isn’t just about steering the ship—it’s about understanding the waves, respecting the currents, and ensuring everyone aboard feels valued, heard, and empowered.

This philosophy is embodied by Veronika Höller, the Global SEO Lead at Tresorit, whose journey has been marked by unconventional choices, a relentless pursuit of knowledge, and an unwavering commitment to people.

Veronika’s story is not of a predetermined path but one of intentional evolution. It’s the story of a woman who decided early on that being present for her family didn’t have to mean stepping away from ambition. With a vision that was far ahead of its time, she navigated a space that was just beginning to understand the power of digital marketing.

Today, as she holds a key leadership role at Tresorit, Veronika’s approach to leadership is a masterclass in balancing strategy with empathy, ambition with care, and growth with integrity.

From Unconventional Beginnings to Global Leadership

For Veronika, the path to becoming an admired leader was anything but traditional. In her early twenties, she found herself at a crossroads, balancing the responsibilities of raising her first child with the desire to build a meaningful career.

Unwilling to compromise on either front, she sought out remote-working opportunities—a rarity at the time. Her search led her to a small Google Ads agency, where she first explored the world of digital marketing through PPC. It quickly became apparent that PPC alone wasn’t a sustainable solution for small businesses with tight budgets, pushing Veronika to explore SEO—a discipline where her talents truly shone.

Driven by curiosity and a deep commitment to self-improvement, Veronika pursued training courses and workshops that allowed her to master both the technical and content aspects of SEO. Her holistic approach, which views SEO, PPC, content, and social media as interconnected facets of digital marketing, set the stage for her future roles.

Veronika’s international experience began as a Digital Marketing Manager responsible for Switzerland and Norway, where she honed her ability to think beyond cultural and linguistic boundaries. This role deepened her appreciation for the diversity of global markets, providing insights into how different regions can require unique approaches even within a unified strategy.

Her ambition for larger-scale impact soon led her to a new challenge: serving as the Global SEO Lead for a multinational company with operations in over 20 countries. This role marked a turning point in her career, as it required her to lead a global team for the first time. Navigating the complexities of functional leadership across diverse markets, Veronika developed a leadership style grounded in empathy, strategic thinking, and the art of motivating remote teams.

People Come First                           

At Tresorit, Veronika found an organization that aligned with her values—one where fewer hierarchies and greater flexibility allowed her to lead with both freedom and intention. Her guiding principle is simple: people come first.

For Veronika, the true measure of leadership lies not in numbers but in the well-being of the people who drive those results. “Numbers represent goals,” she notes, “but we achieve those goals through people.” Her philosophy is rooted in the belief that leaders should protect and support their teams, not micromanage or undermine them.

Over the years, Veronika has also committed to mentoring others while continuing to learn as a mentee herself. This dual perspective keeps her leadership style fresh and adaptive, allowing her to stay connected with the evolving needs of her team. Her mentors, Oliver Jäger and Simon Rusch, both of whom she followed to Tresorit, exemplify the values she holds dear: leading with integrity, empathy, and a deep commitment to supporting people.

Balancing Company Goals and Team Well-being

Every leader faces challenges, and for Veronika, one of the most difficult has been managing the tension between company interests and the needs of her team. “The most difficult experience I’ve faced,” she recalls, “is having to keep company decisions confidential until their official announcement, even when those decisions directly impact my team.”

Navigating such situations requires both strategic communication and a genuine understanding of her team’s perspectives. Her approach centers on listening, open communication, and fostering an environment where people feel supported, even when the news is difficult.

Maintaining morale while aligning with corporate directives is a delicate balancing act, one that Veronika has mastered through transparency and consistency. By keeping her team informed within the limits of what she can share and by leading with empathy, she ensures that trust remains intact even during challenging times.

A Legacy of Contribution

Veronika’s leadership goes beyond corporate achievements. At her previous company, she co-founded a mentoring program for women alongside her colleague, Ulrike Beverungen. This initiative, run under the umbrella of the company’s women’s network, sought to empower women by providing them with guidance, support, and opportunities to grow within their careers. The program offered both internal and external mentorship, creating a space where women could build confidence, expand their skill sets, and connect with each other.

The impact of this program was significant. Many participants reported feeling more self-assured, pursuing further education, and forming strong networks within the company. For Veronika, this experience was not just about helping others; it was also a catalyst for her own growth as both a leader and a mentor. “The success we achieved was indescribable,” she shares. The confidence she gained from this initiative has propelled her onto global stages as a speaker at summits, a judge for digital marketing awards, and a senior team lead for a university course—all while navigating a second language.

Beyond mentorship, Veronika has made lasting contributions to the field of digital marketing through her writing. She has authored four books, each delving into different aspects of digital marketing, from SEO and PPC to social media strategies. Her work serves as a valuable resource for professionals seeking to deepen their knowledge and apply best practices in their own organizations. These publications reflect Veronika’s commitment to not only excelling in her field but also sharing her insights with others.

Fostering Innovation and Adaptability

In a cutthroat landscape, staying ahead requires both adaptability and a culture of continuous learning. Veronika is a strong advocate for open communication and cross-departmental collaboration as the keys to driving innovation.

“We can all benefit from each other’s knowledge,” she asserts, emphasizing that expertise should be shared openly through workshops, team events, and company-wide initiatives. For Veronika, learning is a non-negotiable part of success—especially in a field like digital marketing, where the landscape changes rapidly.

Veronika believes that even a single week without learning is a lost opportunity. She actively networks with industry experts, attends summits, and engages with communities that push her to stay one step ahead. But her learning doesn’t stop with her; she makes it a priority to share new insights with her team, fostering a culture of collective growth where everyone can thrive.

One of the projects that Veronika is most proud of is her work at Tresorit, where she is unifying content strategies, PR, social media, PPC, and SEO into a single, holistic approach. For her, this is the essence of digital marketing—an interconnected system where each element supports and amplifies the others. “This is precisely what makes the difference,” she explains. “Collaborative work without ego, a unified team with a shared dream and goal.” At Tresorit, this philosophy is encapsulated in their marketing mantra: “One Team, One Dream.”

Redefining The Qualities of a Leader

What does it take to be a dynamic leader in today’s complex business environment? For Veronika, it’s a blend of strategic vision and empathetic leadership. She believes that truly effective leaders are those who can inspire and motivate by creating a compelling vision while also understanding the unique drivers that influence each individual. Building trust and fostering strong relationships within her team are central to her leadership approach. Open communication, active listening, and recognizing the contributions of every team member are non-negotiable principles.

A dynamic leader also empowers others by providing opportunities for growth and learning. Veronika is committed to creating an environment where her team can take ownership, develop their skills, and feel trusted to make decisions. This is complemented by her adaptability and resilience—two qualities that she views as essential in navigating the inevitable challenges of leadership. “Leaders who can remain calm under pressure, pivot when needed, and learn from setbacks are the ones who create lasting impact,” she adds.

Veronika’s leadership style is also defined by integrity. She leads by example, demonstrating strong moral principles and setting the tone for a culture of accountability. For her, leadership isn’t just about results—it’s about fostering a positive and inclusive work environment where every voice is valued.

The Relentless Pursuit of Excellence

Veronika firmly believes that personal growth and continuous learning are not just important but essential for effective leadership. “The world around us is changing rapidly,” she observes, “and to lead effectively, we must adapt and grow.” Her approach to self-improvement is deliberate and multifaceted. She regularly seeks feedback from colleagues, superiors, and mentees to identify blind spots and areas for improvement. This commitment to lifelong learning is reflected in her dedication to staying current with industry literature, attending events, and taking online courses.

Self-reflection is another key component of Veronika’s growth strategy. By regularly assessing her strengths and weaknesses, she is able to adapt her leadership style to better serve her team and align with evolving challenges. Networking with other leaders and seeking out new experiences that push her out of her comfort zone are also crucial elements in her journey.

Overcoming Tough Challenges

Leadership isn’t just about making the easy calls—it’s about navigating the tough ones with clarity and conviction. Veronika recounts one such experience when her company faced a global decline in visibility and rankings after shifting focus away from SEO.

As the Global SEO Lead, she was at a critical juncture: should she remain silent and let the situation play out, or should she speak up and push for a renewed focus on SEO, even if it meant challenging the status quo?

Veronika chose the latter, advocating for the importance of a consistent, long-term SEO strategy. This decision wasn’t without its hurdles—it required critical negotiations with stakeholders, extensive communication across teams, and rebuilding trust in the value of SEO.

The team was demoralized, and the path forward demanded new processes, escalated discussions with senior management, and a significant amount of extra work. Yet, through it all, Veronika remained committed to transparent and honest communication, ensuring that her team felt informed and supported every step of the way.

This experience reinforced Veronika’s belief that leadership requires both resilience and strategic foresight. Tough decisions often involve balancing conflicting interests, and for Veronika, the solution lies in maintaining integrity while staying focused on the bigger picture. Her ability to guide her team through this challenging period not only restored momentum but also strengthened their collective resolve.

The Power of Connection and Vision

For Veronika, cultivating a positive organizational culture is rooted in clear communication and genuine connection. “Communication is key,” she emphasizes. Whether it’s keeping everyone in the loop about important decisions or simply checking in with team members to understand their needs, Veronika believes that open dialogue is essential for building trust and collaboration. In remote teams, where face-to-face interactions are limited, she prioritizes creating personal connections. Knowing each team member on a deeper level allows her to tailor her leadership approach to support both individual growth and team cohesion.

A shared mission and vision are equally important in aligning the efforts of diverse teams. By rallying her team around a common goal and ensuring that everyone understands why they’re doing what they do, Veronika creates a sense of purpose that motivates her team to excel. This approach is especially effective in global teams, where alignment and a unified direction are crucial for achieving consistent results.

Embrace Growth and Lead with Empathy

When asked what advice she would offer to those aspiring to make a significant impact in their respective fields, Veronika’s guidance is both practical and inspiring. She encourages emerging leaders to never stop learning—curiosity and a willingness to adapt are essential in an ever-evolving world.

Genuine connections, built on trust and respect, are the foundation of effective leadership. Veronika also emphasizes the importance of embracing diversity: the best solutions often come from varied perspectives, and leaders should foster an environment where every voice is valued.

Leading with empathy and courage is another cornerstone of Veronika’s philosophy. Understanding the challenges faced by her team, showing compassion, and making tough decisions with confidence are all part of what makes a leader effective. She also advises aspiring business leaders to find their purpose—the ‘why’ that drives their actions—and to let that purpose guide them in every decision.

Empowering others is, in her view, the true measure of leadership. By providing opportunities for growth and encouraging team members to take ownership, leaders not only achieve their goals but also help shape the next generation of leaders.

Leadership, as Veronika sees it, is a journey that requires humility, resilience, and a relentless focus on making a positive impact. Her advice is a powerful reminder that leadership is not just about directing others—it’s about inspiring them to be the best versions of themselves.

Leadership in a Changing World

As the landscape of leadership continues to evolve, Veronika is clear about the direction she sees it taking. The future, she believes, lies in more inclusive, collaborative models of leadership—where everyone has a voice and where hierarchies are flattened in favor of agility and collective decision-making. For her, leadership is increasingly about embracing change, fostering collaboration, and empowering individuals to take charge of their own growth.

To stay ahead in this dynamic environment, Veronika plans to remain committed to continuous learning, seeking out new perspectives, and building strong relationships. Her focus will be on championing diversity, cultivating trust, and leading with authenticity. Above all, she aims to inspire others not through authority but through empathy and a shared vision for a better future.

Veronika’s story is one of resilience, innovation, and an unwavering commitment to people. From her early days navigating the complexities of remote work to leading global teams and empowering women in the workplace, her journey is a testament to the power of empathy-driven leadership. Her success lies not just in her technical expertise but in her ability to connect with people, inspire growth, and lead with integrity.

As she continues to shape the future of digital marketing and leadership, Veronika’s approach serves as a beacon for aspiring leaders, reminding us that true leadership is about empowering others, embracing change, and staying committed to a shared vision for a better tomorrow.

Dr. V Francis John: A Proactive Leader Promoting Innovation to Create Positive Social Impact

Startup stories sound great. Especially if they are successful ones that changed the industry they stepped into and have an emotional background story. However, not all startups live to tell the tale. Most fail due to various reasons including the lack of proper infrastructure and support that could have catapulted them and turned them into success stories.

As a Multi-Sector Business Incubator / Accelerator ZtartUpNetwork aims to give that much-needed push to such budding ideas and see to it that they don’t die an untimely death.

Getting the Foundation Right

Led by the enigmatic Dr. V Francis John, ZtartUp.com is the first private sector entity to be ratified as a “Multi-Sector Tech Business Incubator/Accelerator” in Dubai. They help emerging startups/entrepreneurs gain access to mentors, training, shared space, professional assistance, capital, and allied admin services that move them onto the fast track to success. It helps in creating employment and buoying the credentials of the UAE. The trades are unlimited as ZtartUp.com pushes for innovation in the realms of technology, trade, services, films, music, arts & sports. 

“When you think of the Burj Khalifa, you think of how it reaches the sky – often times we don’t think of the depth of its foundation. As such, I believe if you do not get your foundation right – in terms of team, scalability, and sustainability, no matter how disruptive your ideas are, they are set up to fail if they do not pivot to the market sentiments and apply foresight,” cites Dr. John. 

Having been an industry veteran, Dr. John understands the potential of a startup when he sees one. He uses the following guidelines to access them to fund:

  1. A de rigueur compelling story 
  2. A team par excellence 
  3. A viable scalable model with fit-to-market metrics 
  4. A sustainable business model
  5. Strong execution skillsets
  6. Validation from early customers and/or end users
  7. Impeccable financials 
  8. Alignment with the investor’s strategy
  9. Be passionate to the core 

The Hands-on Leader

Dr. John has come to head ZtartUp.com with over four decades of experience in technology, governance, and policy. Apart from being the CEO of ZtartUp Network, he is also on the Board of Startup Village by mUrgency Business Incubator, Board of mUrgency International, Director of mU Holdings, and Partner in KUBE VC. 

He founded Intelligent Beings, an organization that leverages emerging technologies to realize smart industry and ecosystems of innovation and collaboration. As a champion of finding tech-oriented solutions, he believes in helping startups and entrepreneurs to establish and scale up in this fast-changing world, and have achieved so with several of them under his belt. This aligns with his overarching mission to leverage technology to find and bridge disparities. More importantly, after decades of dabbling in various entrepreneurial ventures of his own, the prospect of imparting decades of knowledge and experience aggregation to the next generation of startups and entrepreneurs excites him to be proactive and sometimes hyperactive and that keeps him driven and enthusiastic and more so ….. nimble-footed. 

“Leading by example and dirtying my hands on the shopfloor is my mantra. As a leader, incorporating a growth mindset in the organization can provide the encouragement employees need to be innovative and tackle a challenge. Instead of limiting themselves, employees are encouraged to act like entrepreneurs and have the freedom to try and fail until they succeed in their endeavors. ZtartUp.com is the way to go as it comes with a one-window operation for attaining entrepreneurial excellence,” he says.

UAE – The Land of Opportunities

Across the globe, in both developing and developed economies- small businesses play an integral path in driving growth. ZtartUp.com Business Incubator serves as a hub for tech start-ups, actively identifying and providing the value-added services required to support them. ZtartUp.com’s broader mission has been central in the nurturing of startups in the UAE by training, mentoring, and developing them into commercially viable entrepreneurs who add to the number of successful “homegrown” companies originating and developing in Dubai. 

“We are facilitating emerging companies to gain access to mentors, training, shared space, professional assistance, capital, and other services that move them onto the fast track to success. By fulfilling this mission, we are contributing to job creation and enhanced economic health in Dubai, United Arab Emirates,” says Dr John.

The UAE has the infrastructure, talent, and fertile ground – all it needs is a sandbox for entrepreneurs and innovators to experiment with their ideas, thoughts, processes, innovations, inventions, services, platforms & applications and that is what ZtartUp.com is. 

Embracing Technology

Innovation and problem-solving strategies have always been key components of entrepreneurship. Entrepreneurs now have access to a wide range of tools, applications, and resources thanks to the development of technology, which can help them grow their companies. Technology influences and facilitates entrepreneurship in various ways, from social media to e-commerce platforms, automation tools to artificial intelligence. 

Dr. John and his team leverage the power of technology in business for the benefit of the industry in the following ways: 

1. By embracing cloud computing and making the switch to the cloud for the company’s operations is among the best things one can do as an entrepreneur. Cost reductions, enhanced adaptability, and effective data security are a few proven advantages of cloud technology. You may utilize your information and software from any location, collaborate with teammates instantaneously, and speed up procedures by storing them in the cloud. 

2. By investing in automation to increase the effectiveness of their business operations and lowering the amount of time and resources needed to perform tasks. It has had a significant impact on their business models. Additionally, automation enables them to expand their operations, boost production, lower expenses and errors, and enhance the caliber of their services. 

3. By using social media to build brand awareness has increased their brand awareness by positioning Ztartup as a thought leader and developing a consistent brand voice, engaging with followers, producing helpful material, utilizing influencers, and employing paid advertising. They employed social media to expand the visibility and audience of the company by producing useful content, developing connections with the audience, and running paid advertising. 

4. By harnessing the power of data analytics they boosted their marketing campaigns, comprehended the customers better, and made data-driven judgments with the aid of analytical tools. Their marketing plan was optimized, keeping trends and possibilities, and the bottom line increased by reviewing their website traffic, social media interaction, and sales statistics. 

5. By embracing mobile technology which is becoming increasingly important for entrepreneurs, with more and more customers using mobile devices to access information, shop, and connect with businesses. By ensuring that their website is mobile-friendly and investing in mobile apps and technology, they reached more customers and improved the UX – user experience. 

Facing the Pandemic

At the peak of the pandemic, the world was at a standstill, the tourism industry was devastatingly impacted. Instead of just trying to stay afloat, the travel & tourism verticals of Ztartup.com shifted gears and ramped up its activity by leveraging technology. While there existed an entire ecosystem for travel, the potential it held as an interconnected entity was heretofore untapped. 

Ztartup.com ramped up operations to integrate and aggregate these verticals ie. https://visaguy.ae/ (visa issuance), https://zafaari.com/ (ticketing), https://thrillark.com/ (experiences), and https://airportassist.com/ (arrival/departure services) into one cohesive network of cross-pollinated platforms. This allowed a traveler to seamlessly complete his entire journey within this ecosystem. The resounding success of this exercise resulted in a myriad of accomplishments for this ecosystem.

Airport Assist was shortlisted for the ATM Draper-Aladdin Startup Competition 2022 and came in fourth place. They also notched up their airport links to 1200+ globally. Zaafari was shortlisted to pitch at the Arabian Travel Market 2022 in Dubai. Thrillark was listed among the top emerging startups in the Middle East by Best Startup Asia. This mainly came from them streamlining efforts to bolster intrastate tourism and as a result of which they could bring in AED 18 Million+ in revenues. 

“What’s more, when their industry counterparts were at wit’s end, the teams were working harder than ever while ramping up their operation. All in all, under the aegis of Ztartup.com, the incubatees saw light when the industry across the globe was plunged into darkness,” shares Dr. John.

Awards and Accolades [SS1] 

GLOBAL YOUTH LEADERSHIP AWARD 

GLOBAL CHIEF PEOPLE OFFICER OF THE YEAR 

SMART INNOVATION AWARD 

WORLD BIZ AWARDS 

OUTSTANDING LEADERSHIP AWARD 

GLOBAL LEADERS AWARD

WORLD DIPLOMACY FORUM AWARD

RANKINGS: TOP 10 CEOs OF UAE 

TOP 20 ENTREPRENEUR TO LOOK OUT FOR 

THE WORLD BUSINESS LEADER 

MERIT FINALIST AMCHAM SME AWARDS (UAE) 

Plans Ahead

Next on Dr. John’s list for Ztartup is an expansion of operations into India, Singapore, and Saudi Arabia. He is also looking forward to Cloud Computing Setting up of Virtual Incubation/Acceleration platform on the cloud where startups and entrepreneurs can be facilitated with pitching to investors, a marketplace of products and services, collaborations and partnerships, licensing and visas, and validation of ideas, thoughts, processes, innovations, and inventions in a seamless format. 

Words of Wisdom

In his message to budding entrepreneurs, Dr. John says:

Believing in ‘Yourself and Your Product’ is the number one thing You may find yourself being swayed not to pursue it or convinced that you can’t accomplish it because no one else could, but that should never stop you. 

Develop your unique ‘Thought Leadership’ Demonstrating your expertise using content by producing short videos, writing long-form articles on quality websites or even building up your LinkedIn or Substack followers by offering intriguing content is an added advantage in the long run. 

Listen More, Talk Less For when you listen to people, you have more context regarding any issue, and it enables you to see that issue from every angle that you need to sound smart and earn respect. 

Seek a balance between confidence and humility If you can find that balance between being confident and humble, people will respect you and take you more seriously. 

Latch onto a Mentor to guide you Find a mentor who is already a well-established entrepreneur to help you navigate at first. 

Quote: “World will always expect many things from you. You will expect many things in return. The key is to manage its expectations of you—and yours of it.”

Sulian Tan-Wijaya: An Unassuming and Accomplished Leader Pushing for Transformation in Retail Industry

To be a winner, one needs to shed the fear of failure. Only then can one openly explore opportunities, try hands at new things and become a fearless leader charting new paths for others to follow. 

Sulian Tan-Wijaya, Executive Director, Retail & Lifestyle (Savills Singapore), has always been one to take challenges head-on, learn new skills, and then channel the newfound, innovative energy into her work. She graduated from the National University of Singapore with a Bachelor of Law (Honours) degree and was called to the Bar. But she chose Banking as a career, starting out in Private Banking and then spending nearly 10 years in Indonesia as a Corporate Banker before stepping into commercial real estate. Being active in competitive sports during school and college days also made her relish challenges and competition. In between her professional commitments, she also took up competitive swimming, modeling, and deejaying!

Working her Way to the Top

Sulian’s first stint in real estate was with Pacific Star as SVP Asset management for their portfolio of buildings which included Wisma Atria Mall, Capital Square office/retail building, and their stake in Ngee Ann City (mall and office tower). Thereafter she worked at the Singapore Tourism Board overseeing their Tourism Shopping division before re-joining the private sector as General Manager of The Fullerton Heritage, a landmark development overlooking Marina Bay comprising Fullerton Hotel, Fullerton Bay Hotel, One Fullerton, and Customs House.

Currently, Sulian serves as the Executive Director (Retail & Lifestyle) at Savills Singapore. Her current role is somewhat an evolution of her past stints in commercial real estate and retail. She had never envisaged going into real estate advisory and brokerage, but she has been in this job for over 14 years and still enjoys it. 

Sulian joined Savills in 2008 to set up the retail + Lifestyle department. She started with just a laptop and a desk, with zero experience in the agency/brokerage business. The Company gave her a blank canvas to grow the business, so she went about pitching for projects and business based on her experience, bringing a fresh perspective to upcoming retail developments and leveraging her network of retailers to build a client base from zero. 

“This wasn’t the first time I set up a new business, so I was cool with it. Long before e-commerce, I had already noticed that the retail landscape was already extremely dynamic and fast-changing, with trends coming and going in a matter of months. Trendspotting is something I live, breathe and enjoy, and is something my clients value a lot in our advisory work. In terms of hiring, rather than experienced candidates, I look for talents who are quick, open to new ideas, and have a flair for identifying and engaging new emerging retailers,” says Sulian.

Taking Savills to Greater Heights

Savills is a global real estate services provider listed on the London Stock Exchange. They have an international network of more than 600 offices and associates throughout the Americas, the UK, continental Europe, Asia Pacific, Africa, and the Middle East, offering a broad range of specialist advisory, management, and transactional services to clients all over the world.

In Singapore, Savills is regarded as an innovative thinking organization supported by excellent negotiating skills. Savills chooses to focus on a defined set of clients, offering a premium service to organizations and individuals with whom they share a common goal. The organization is synonymous with a high-quality service offering and a premium brand, taking a long-term view of real estate and investing in strategic relationships.

Savills hires 165 retail experts across the Asia Pacific, and they are widely regarded as the market leader in retail estate, especially in Tenant Representation, having worked with some of the finest names in the business including Apple, Lululemon, New Balance, Adidas, Victoria’s Secret, Dyson and Samsung.

Under Sulian’s leadership, Savills had been awarded marketing mandates for: Raffles Hotel Arcade, Guoco Midtown, Dairy Farm Mall, 270 Orchard Road, 8 Club Street (900-room hotel/retail), Mondrian Luxury Hotel, GR.ID, 313@Somerset, JEM, Orchardgateway, Knightsbridge, The Grandstand, Rendezvous Gallery, Maxwell Chambers, Capitol Piazza, CHIJMES, Shaw Centre Revamp, 1A Keong Saik Road, National Gallery Singapore, Crown at Robinson, Centrepoint, The Pines, GSH Plaza, Le Quest, Kinnex Mall, and more.

Challenges in the Industry

The biggest challenge in the retail industry, per Sulian, is an ongoing one. The retail landscape is extremely dynamic and fast-evolving. Customers are getting younger, more knowledgeable, and digitally savvy. Mall owners need to regularly introduce new concepts and brands to keep shoppers engaged. As their advisors, Sulian and her team need to stay on top of trends and spot future market leaders.  

“This is a never-ending challenge, so my mind never really stops working, even when I’m out shopping or dining. Late at night, I find myself constantly reading up and studying new retail trends and developments. Fortunately, I quite enjoy it and don’t find it a chore having to keep up,” she says.

Leveraging Technology

Technology, believes Sulian, can be a double-edged sword. It can help you generate more business, and it can also render jobs obsolete overnight. Among the different real estate sectors, retail real estate and consultancy are probably the least homogeneous and the most complex. It’s almost an art and not something technology can easily replicate.

Human factors, soft skills, experience, relationships, and networking are more critical to success in this business. “Having said that, we can’t ignore the importance of leveraging technology in marketing our services and gaining visibility for the projects we market. In this respect, our company has a very capable marketing communications team to support our efforts, particularly on digital and media platforms,” asserts Sulian.

Post-Pandemic Effect

Sulian informs that some sectors in Singapore’s real estate did extremely well post-pandemic. Home prices surged while housing rents hit the roof.

The retail, F&B, and entertainment sectors were hardest hit. The 2 months of lockdown followed by a long period of restrictions crippled many retailers and restaurants. Bars with live entertainment and clubs remained closed for even longer. “The 2 years of the pandemic was a very surreal time for me. Looking back, I do wonder how I even managed to stay profitable throughout the pandemic,” says Sulian.

Singapore emerged stronger after the pandemic, and more new overseas retailers and restaurant groups are now expanding into Singapore. 

Despite people shopping more online than in-store during Covid19, shoppers still crave the experience physical stores offer which they won’t get online. This is particularly true for luxury brands where you could see long queues outside Chanel, Louis Vuitton, and Dior boutiques during and post-Covid.

Keeping Up with Changes

Read, read, and read is Sulian’s mantra to stay updated with the latest in the industry. Whenever she has free time or during breaks, she reads up on news and trends in retail globally, what’s in, what’s out, and what’s next. This enables her to pick the right brands and concepts for the malls Savills works with. She often studies what Gen Y and Z consumers want, be it in shopping, dining, or leisure.

“When we first introduced Lululemon years ago to Singapore, not every mall understood how popular the brand was or how big athleisure would become.3 years ago, I saw that Singapore is ready for the next level of family KTV entertainment popular in China. I introduced 1 such trend-setting concept to Singapore and am now working on bringing in an even bigger brand to Singapore. I also saw how eSports was growing at such an exponential rate and placed an eSports Hotel in a historical building in Orchard Road,” says Sulian.

She continues, “The next deal I will announce soon is not an easy one to guess and may surprise many. But it does go to show the importance of keeping pace with the fast-changing developments around us.”

A Guiding Statement

Years ago, Sulian attended a business awards ceremony when the winner in the Businessman/Entrepreneur category said during his speech, “Nobody owes you a living”. These words remain stuck in her mind to this day and it has greatly influenced her work ethic. 

She has been a corporate “salaried” employee throughout her career, enjoying steady income in good and bad times. But it’s something she never takes for granted. “Not a day passes without me thinking about being profitable or doing better for my company. It, therefore, saddens me when I see some salaried people more concerned about what their company is giving them, rather than what they can do for their company,” she shares.

Words of Experience

The following is what Sulian usually tells her employees to motivate them and keep them on the path to success:

– There are no shortcuts to success

– There is no substitute for experience, and this is something you can only acquire over time

– Work hard and smart to keep up with the competition

– Don’t wait to be spoon-fed or molly-coddled at work. Be tough, learn on the job

– Communicate, communicate, and communicate 

Quote 1: “My working style has always been fluid. Instead of saying ‘this cannot be done’, I’m constantly asking myself ‘how can I get it done’”. Instead of ‘no’, I would ask ‘why not?’.”

Quote 2: “Whatever success I achieved in the past means nothing if I don’t constantly adapt my business and working style to keep up with all the changes.”

AWARDS / ACCOLADES 

  • Prestige Magazine Power Women List 2022 
  • The Enterprise World Top 5 Successful Women Leaders 2023
  • Women’s Weekly 2010 Great Women of Our Time
  • International Property Awards: Winner of Best International Marketing
  • Standard Chartered Bank: Global Top 10 Cash management revenue generator

Mathew George: Financial Visionary Creating New-Age Strategy

As a leading company in HealthTech and InsurTech, Medi Assist provides health benefits to various stakeholders, including employers, retail members, and public health schemes. The company aims to lower healthcare costs by driving innovation and participating in relevant initiatives.

As a benefits administrator and provides claims processing services to 27 out of the 28 large insurance companies in India, Medi Assist upholds its uniqueness in the market by building a reliable network of hospitals where they have managed to negotiate services & tariffs which helps them control the medical inflation significantly and cover approximately 50% of the market. They also ensure that the services provided are of a very high quality and hence the retention is approximately 95- 97% of the revenue. 

As the Group Chief Financial Officer for Medi Assist, Mathew George has been with the company since March of 2021. During his tenure, he and his team have introduced significant changes across the company not only in the finance function but have helped with the transformation of the organization from an emotional to a process-driven company. 

Driving Transformation

Medi Assist has a Health Benefits Administration model that offers the tools for a successful health plan, such as its modular claims management system, data-driven technology, and customer-centric service solutions. They use a combination of talent and technology to help their members beat national claim cost trends. They enhance internal processing with advanced surveillance software, and when they find a claim with potential savings, certified medical specialists work on the claim to find cost-saving solutions.

Under Mathew’s leadership, some of the most notable changes implemented during the past 3 years include –

  • The “Digital Transformation of the Finance function”. This included the implementation of S4HANA to replace the legacy system, and completely automate all functions which were manual and based on spreadsheets. 
  • Automation of revenue recognition through a custom-made application, migration of the fixed assets accounting to S4HANA, and implementation of the host-to-host payments functionality and connectivity with all major banks to ensure timely payment to Medi Assist vendors in a secure environment. 
  • They have also implemented Robotics which has helped them automate and significantly drive both accuracy & efficiency across the processes.

“At Medi Assist, benefits management is more than just cutting service fees. Some benefits managers may rely on their provider network discounts or their lower administration fee to prove their value, but we have a comprehensive approach to benefits management that ensures our members’ satisfaction and helps businesses and members reduce healthcare costs,” says Mathew.

An Experienced Leader

Mathew has had an expansive career spanning 29+ years of progressive experience in diverse global markets, including the USA, Europe, India, Dubai, and Nigeria, as CFO and Controller. He has always been known as a problem solver. His expertise lies in providing Strategic Advisory Services and implementing tailored solutions to catalyze Growth, optimize Tax strategies, and facilitate seamless Succession planning. His track record includes a profound ability to collaborate with promoters and private equity investors to craft robust Corporate Structures that enhance profitability, ensure tax efficiency, and strategically prepare companies for successful exits. 

Mathew is a Chartered Accountant from India and, a CPA & CIA from the US by qualification. Additionally, he possesses a comprehensive grasp of cutting-edge Technology, in-depth knowledge of international financial reporting standards, including US GAAP, IFRS, and Ind AS, and a profound understanding of the intricate compliance requirements inherent to diverse global jurisdictions. He has been a top performer throughout his career thanks to all the awesome organizations and people that he had the opportunity to be a part of during his career. 

Having worked across multiple sectors, Mathew found that the healthcare sector presented an opportunity. It presented the potential to build a large organization that could be scaled up and, in the process, create significant wealth for the shareholders.

Breaking Down his Working style

Mathew’s working style is a mix of hands-on work, delegating tasks, and making the team accountable for the results. He does believe that the most successful CFOs are problem solvers with an ability to listen, understand, and execute seamlessly. He has a very simple strategy that works for him in all environments and situations:

  • Work on not more than 4-5 major ideas every year and drive each one of them relentlessly to closure. The projects that he does generally pursue are driving sustainable and predictable growth, and leveraging technology to automate processes that will increase accuracy reduce cost, and improve the cash conversion cycle.
  • Ensure that the controllership function is independent and is not responsible for the results and commitments made by the company.
  • Be generous in praising and giving credit to those who deserve the same. Don’t ever take the credit for someone else’s work.
  • Be prepared to take the fall if you fail, as only a strong leader who can stand up for his team when the going gets difficult will able to deliver significant value.
  • Make decisions on time based on data and don’t be afraid to accept if you have made a mistake and make course corrections.
  • Listen and talk to your employees every time you have an opportunity you will learn a lot more about the organization, culture, and the risks from the floor. 

Learning from Challenges

One of the biggest challenges he professionally faced, shares Mathew, is the accounting challenges in FY-21, post the filing of the DRHP (Draft Red Herring Prospectus) where the company was issued with a disclaimer of opinion by the then statutory auditor. Medi Assist has since then worked through the same and completed the listing within 2.5 years. They took a step back, evaluated their processes, built in the required controls, and automated the processes. Further, they also hired skilled and experienced resources who could function independently in the finance and corporate law functions. They continued to work with the various teams to not only enhance the control environment but also improve their Corporate Governance.

Technology for Improvement

Mathew’s take on technology is that if you want to drive your organization forward and stay relevant, then technology is a necessity. The cost incurred on digital transformation for an organization is an investment the company makes in itself to continue to survive and thrive in the future. “In our industry for example we don’t deal with customers, we only deal with patients and their relatives at their most vulnerable moments. They are looking up to us to provide them with an experience where they can trust us and leave the hospital within minutes of discharge. We can only provide this if we have the right technology,” explains Mathew.

Medi Assist is leveraging the power of technology for instant discharge, driving up the customer experience and ensuring that its agents are equipped with the level of information required to respond to each call accurately and empathetically. It has also been to use cognitive AI for fraud detection and automate most of its manual processes. Therefore, technology forms the core of the business.

Reading the Industry Trends

The biggest trend in the industry, suggests Mathew, is that there will be increased awareness and rapid growth in the health insurance sector which will have a positive impact on the economy and the productivity of the people in India. However, rapid growth in any sector brings associated challenges like increased loss ratios which need to be addressed if the growth momentum and the industry has to survive. 

“There will also be an increase in fraud and abuse which will impact the confidence in the industry. There will also be a rapid expansion of cashless facilities which will put pressure on the insurance companies and TPA to ensure that the claim processing is done in a timely manner and the discharge process is smooth,” he predicts.

As a company, Medi Assist has invested in a home-grown state-of-the-art tech stack that includes a claim processing engine, AI-led fraud analytics engine, and robotics to take care of all the manual repetitive jobs. Mathew believes these investments have been instrumental in driving Medi Assist’s processing capability, providing insightful dashboards that help its customers in their decision-making process and also save cash both for the company and the customer by highlighting potential fraudulent claims based on in-built logic and the system continues to learn and become more effective as more and more data is being analyzed.

Quote: “The one quote that I live by is “Time is more value than money. You can get more money, but you cannot get more time.” – Jim Rohn.”

Quote: “We ensure that the services are of a gold standard, providing cutting-edge technology solutions for the industry and the ecosystem.”

Quote: “Our goal in the next five years is to double our revenues every 3 years and grow EBITDA and PAT by 20% Y.O.Y.”